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Jenn Smart

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89 River , Merritt, MI 49667
$379,900
Est. Payment: $1,979.71/mo
2 Bed
1 Bath
1568 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Set in the quiet stretch between Lake City and Houghton Lake, this truly one-of-a kind Northern Michigan property offers a rare blend of water, privacy, and year-round comfort that is nearly impossible to replicate. The centerpiece is a charming ranch-style home featuring 2 bedrooms, 1 bath, attached garage, designed for easy living whether you are settling in full-time or escaping Up North. A beautifully finished four-seasons room invites you to enjoy the outdoors in every season, which makes it a comfortable retreat no matter the weather. Step outside and the setting becomes extraordinary. A gently meandering West Branch Muskegon River wraps the backyard. In addition the the river frontage, the property boasts a artesian-fed pond as well as a Private Lake frontage both stocked with fish. Pond property has a gazebo, well and electric (not currently hooked-up). Across the road, an additional parcels on the Private Lake features a 24x32 heated pole barn with electric, 24x40 polebarn with electric ran to it, offering flexibility for storage, hobbies or future expansion, and a gazebo providing an inviting space for entertaining and enjoyment, and a RV hookup adds even more versatility for guests or extended stays. Practical upgrades bring peace of mind, including a crawl space professionally improved by Michigan Foundation Systems, new metal roof in 2025, home equipped with a Generac for reliable backup power, water softener and propane tank are owned, adding long-term value and convenience. Everything had maintenance performed in 2025! Whether you are seeking a serene retirement setting, a recreational retreat, or a distinctive year-round residence, this property delivers a level of uniqueness that stands apart. Opportunities like this, where multiple waterfront features and functional amenities come together so seamlessly, are exceptionally rare in Northern Michigan. This property truly is a must see to appreciate.

Highlights

Listed by Lindy Benson , REMAX Central , 231-775-1205. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.65

Year Built

1960

County

Missaukee

Area

Butterfield Twp (57003)

Neighborhood

River Drive Subdivision

School District

Houghton Lake Comm Schools

Listing ID

80066573

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Above Ground Sq Ft:1568
Below Ground Sq Ft:0
Water:Private Well

Exterior Features

Lot Dimensions:Irregular
Zoning:Residential
Others:
  • Additional:Porch
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$1,980
Taxes
$242

Home Price

$379,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,979.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,979.71 $242.19 $0.00 $2,221.90
Yearly $23,756.54 $2,906.24 $0.00 $26,662.78
Total $712,696.23 $87,187.05 $0.00 $799,883.28
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Merritt, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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