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Jenn Smart

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408 Garfield , Luther, MI 49656
$199,900
Est. Payment: $1,041.71/mo
2 Bed
3 Bath
1820 Sqft
Status: active with contingency | Days on site: 95
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

This home has been so well cared for and is an incredible value! Warm, cozy, and full of charm, this spacious home offers room for everyone. Enjoy your morning coffee on the beautiful front porch, play ball in the large yard, or create the perfect workshop space in the barn — the possibilities are endless! Featuring 4 bedrooms and 3 bathrooms (with two bedrooms being non-conforming/walk-through), this home offers flexible living spaces to fit your needs. Relax in the large living room, curl up with a book in the cozy den, or entertain guests in the formal dining room. Main floor laundry adds convenience, while the attached garage and paved driveway make everyday living easy. Situated on 3 lots in the quaint Village of Luther, this property is just a short drive to area rivers, ATV trails, and the National Forest for year-round outdoor recreation. Clean, solid, and lovingly maintained — this is the kind of home that just feels good the moment you walk in!
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Highlights

Listed by Jaimie Fellows-Garno , 231-920-6617 City2Shore Real Estate Northern Michigan , 231-839-0077. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.63

Year Built

1880

County

Lake

Area

Out of Michigan (99999)

 School District

Pine River Area Schools

Listing ID

80068211

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1820
Below Ground Sq Ft:0
Basement:Interior Access,Unfinished
Other:
  • ▪ Additional:Walk-In Closet
Water:Private Well

Exterior Features

Lot Dimensions:197x140
Zoning:Residential
Others:
  • ▪ Additional:Porch, Sidewalks
Sewer:Septic
Parking Features:Attached Garage,Garage
Principal Interest
$1,042
Taxes
$127

Home Price

$199,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,041.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,041.71 $127.44 $0.00 $1,169.14
Yearly $12,500.48 $1,529.24 $0.00 $14,029.72
Total $375,014.41 $45,877.05 $0.00 $420,891.46
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Luther, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T07:12:09.900Z

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