Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| SEO pages, v2 chat

Agent profile image in message

2909 Chippewa , Lupton, MI 48635
$220,000
Est. Payment: $1,146.45/mo
2 Bed
1 Bath
940 Sqft
Status: active | Days on site: 0
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

HAPPY MEMORIES ON HENDERSON LAKE! Peaceful lake life is waiting at this cozy 2-bedroom cottage on beautiful, all-sports Henderson Lake! Whether you're looking for the perfect family getaway, a year-round Up North escape, or a property with proven short-term rental potential, this one has a little bit of everything. Spend summer days swimming, fishing, boating, or floating on the lake, then settle in around the bonfire and watch one of the incredible sunsets Henderson Lake is known for. When the seasons change, the fun doesn't stop! With easy access to thousands of acres of public hunting land, snowmobile and ORV trails, nearby rivers, and endless outdoor recreation, there's always another adventure waiting. Inside, you'll find an open layout, 2 comfortable bedrooms, and a sunroom with an additional trundle bed for extra sleeping space. A rare find for a lakefront cottage, the 2-car garage gives you plenty of room for vehicles, lake toys, hunting gear, snowmobiles, and everything else that comes with Up North living! Even better, the cottage comes furnished, making it truly ready to enjoy from day one. It has also been enjoyed as a successful short-term rental, giving the next owner the option to keep it all to themselves or generate income when they're not using it. Quiet mornings on the lake, loons calling at dusk, bonfires with the family, and endless days exploring Northern Michigan... this is the kind of place where memories are made!

Highlights

Listed by Tyler DuRussel , 989-415-3478 Modern Realty , 989-486-9770. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.1

Year Built

1964

County

Ogemaw

Area

Cumming Twp (65002)

Neighborhood

N/A

School District

West Branch - Rose City Area Schools

Listing ID

50220395

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Microwave, Range/Oven, Refrigerator, Water Softener - Owned
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:940
Below Ground Sq Ft:0
Water:Private Well

Exterior Features

Lot Dimensions:33x129
Zoning:Residential
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Detached Garage
Principal Interest
$1,146
Taxes
$140

Home Price

$220,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$44,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,146.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,146.45 $140.25 $0.00 $1,286.70
Yearly $13,757.41 $1,683.00 $0.00 $15,440.41
Total $412,722.22 $50,490.00 $0.00 $463,212.22
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Lupton, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T03:11:55.100Z

© 2026 MiRealSource, Inc.

MLS Logo - MiRealSource, Inc.