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Jenn Smart

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509 N Delia , Ludington, MI 49431
$370,000
Est. Payment: $1,928.12/mo
3 Bed
2 Bath
1214 Sqft
Status: active | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Welcome to 509 N. Delia Street, where classic charm meets thoughtful updates just 1 mile from Stearns Park Beach and downtown Ludington. This beautifully maintained 3-bedroom, 2-bathroom home has been meticulously cared for and extensively improved, offering the perfect combination of character, comfort, and peace of mind. Inside, you'll find beautiful red oak hardwood floors and a bright, inviting interior featuring fresh paint, new carpeting, an updated kitchen with new countertops and a farmhouse sink, and a newly added full bathroom. Behind the scenes, extensive improvements--including updated electrical, PEX plumbing, new central air, added insulation for enhanced efficiency, and newer roof, siding, windows, furnace, and water heater--provide lasting value, improved comfort, and peace of mind for years to come. Outside, the 2-stall garage offers ample space for storage or hobbies. Just minutes from downtown Ludington and Lake Michigan, this home is one you won't want to miss!
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Highlights

Listed by Megan Gunia , (231) 510-0254 Five Star RE Ludington , MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.19

Year Built

1955

County

Mason

Area

Ludington (53020)

 School District

Ludington Area School District

Listing ID

70546301

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher
Above Ground Sq Ft:1214
Below Ground Sq Ft:97
Basement:Egress/Daylight Windows
Water:Public Water

Exterior Features

Lot Dimensions:144
Others:
  • ▪ Additional:Storms/Screens
Parking Features:Attached Garage,Gar Door Opener
Principal Interest
$1,928
Taxes
$241

Home Price

$370,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$74,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,928.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,928.12 $241.25 $0.00 $2,169.37
Yearly $23,137.46 $2,895.00 $0.00 $26,032.46
Total $694,123.73 $86,850.00 $0.00 $780,973.73
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Ludington, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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