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Jenn Smart

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1876 S Schneider , Lake City, MI 49651
$399,900
Est. Payment: $2,083.93/mo
3 Bed
3 Bath
1560 Sqft
Status: pending | Days on site: 124
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lakefront Living on Sapphire Lake! From enjoying fishing, golf, and taking the boat out on the water in the summer to ORV trails, skiing, snowmobiling and ice fishing in the winter this is lakefront living at its finest for all seasons! Built in 2003 and set on a desirable corner lot, this home offers over 2,135 finished square feet of space with a RARE 178 feet of private waterfront on beautiful 246-acre Sapphire Lake. It’s one of the few homes on the lake with this much frontage, giving you room to spread out and truly enjoy the water. Step inside and you’re greeted with an open-concept main level, where large windows frame lake views from nearly every angle. The kitchen, dining, and living spaces flow together seamlessly, creating a bright, welcoming atmosphere that is perfect for gathering with family and friends. The bathrooms throughout the home are generously sized, giving everyone space and comfort. Upstairs, two oversized bedrooms with vaulted ceilings provide plenty of room and capture panoramic views of Sapphire Lake. Both include oversized closets. The thoughtful design ensures you can wake up each morning to sunlight reflecting off the water. The finished walkout basement adds even more living space, complete with two sliding glass doors that lead directly to the lake. From here, step out onto the expansive 40x26 lower deck, the ultimate space for entertaining, grilling, or enjoying summer nights. Above, the 30x10 upper deck gives you another outdoor retreat with incredible views. Outside, the home offers everything you need for a true lake lifestyle. A sandy beach shoreline makes swimming easy and enjoyable, while the private dock is ready for your boat, jet skis, or just a quiet afternoon of fishing. A storage shed on the property provides space for lake toys and outdoor equipment, keeping everything close at hand. From sunrise to sunset, every room in this home offers a view of Sapphire Lake. And when you’re ready to explore, you’re just minutes from other area lakes and all the recreation that Northern Michigan has to offer. Whether you’re looking for a year-round residence, a seasonal getaway, or a place to gather and make memories, this home offers a rare combination of space, frontage, and comfort on one of the most beautiful lakes in the area.

Highlights

Listed by Joshua Brewer , 248-595-4978 Modern Realty , 989-486-9770. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

60 Yearly

Year Built

2003

County

Missaukee

Area

Lake Twp (57009)

Neighborhood

Sapphire Lake Acres

School District

Lake City Area School District

Listing ID

50205146

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas Fireplace
Above Ground Sq Ft:1560
Below Ground Sq Ft:575
Basement:Finished,Full,Outside Entrance,Walk Out,Poured
Other:
  • Additional:Cable/Internet Avail., Cathedral/Vaulted Ceiling, Walk-In Closet, Window Treatment(s), Furnished
Water:Private Well

Exterior Features

Lot Dimensions:81x110x89x89
Zoning:Residential
Others:
  • Additional:Exterior Balcony, Deck
Sewer:Public Sanitary
Principal Interest
$2,084
Taxes
$530,781
HOA
$60

Home Price

$399,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,083.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,083.93 $530,781.33 $60.00 $532,925.27
Yearly $25,007.21 $6,369,376.00 $720.00 $6,395,103.21
Total $750,216.43 $191,081,280.00 $21,600.00 $191,853,096.43
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Lake City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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