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Jenn Smart

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8304 W Whispering Pine , Lake City, MI 49651
$299,000
Est. Payment: $1,558.13/mo
3 Bed
3 Bath
1120 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to 8304 W Whispering Pine Circle, where comfort, outdoor adventure, and Northern Michigan charm come together. Built in 2005, this beautifully maintained 3-bedroom, 2.5-bath home offers plenty of space for family and guests with a fully finished lower level featuring a kitchenette, additional bedroom, and full bathroom—perfect for extended family, visitors, or entertaining. The main living area is warm and inviting, while recent updates, including new central air installed in 2024, provide modern comfort and peace of mind. Outside, you’ll fall in love with the private backyard designed for making memories, complete with a large deck, spacious patio, and a cozy fire pit, creating the perfect setting for summer barbecues, evening gatherings, or relaxing under the stars. A detached garage offers additional storage for vehicles, recreational gear, and outdoor equipment. Located in a peaceful subdivision with direct trail access and just moments from the scenic Clam River, this property is an outdoor enthusiast’s dream. Enjoy nearby ORV and snowmobile trails, kayaking, fishing, hiking, and year-round recreation right from your neighborhood. Conveniently situated between Lake City and Cadillac, you’ll have easy access to shopping, restaurants, golf courses, and healthcare while still enjoying the tranquility of Northern Michigan. Spend your summers exploring the many inland lakes, boating, and fishing, or enjoy local favorites like Lake City’s Greatest Fourth in the North Celebration, Cadillac’s Festival of the Arts, Backcountry Horsemen Shore-to-Shore Trail Ride, and the area’s renowned fall color tours. Whether you’re looking for a full-time residence or a Northern Michigan getaway, this home offers the ideal combination of comfort, recreation, and location.

Highlights

Listed by Midge Nixon , 231-920-1567 REMAX Central , 231-775-1205. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

2005

County

Missaukee

Area

Lake Twp (57009)

Neighborhood

North Country Sub

School District

Lake City Area School District

Listing ID

80071028

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1120
Below Ground Sq Ft:1000
Basement:Poured
Other:
  • Additional:Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:113x161
Zoning:Residential
Others:
  • Additional:Deck, Fenced Yard, Patio
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$1,558
Taxes
$235

Home Price

$299,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,558.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,558.13 $235.33 $0.00 $1,793.46
Yearly $18,697.57 $2,824.00 $0.00 $21,521.57
Total $560,927.01 $84,720.00 $0.00 $645,647.01
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Lake City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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