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Jenn Smart

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4690 E Houghton Lake , Lake City, MI 49651
$414,900
Est. Payment: $2,162.10/mo
4 Bed
4 Bath
1805 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to a truly exceptional country estate where luxury, comfort, and functionality come together in perfect harmony. This stunning 4-bedroom, 3.5-bath residence offers endless opportunities for farming, livestock, recreation, and hunting while delivering the refined finishes and modern conveniences today's buyers desire. From the moment you arrive, the welcoming covered front porch sets the tone for the warmth and elegance found throughout the home. Step inside and you'll immediately appreciate the attention to detail and quality craftsmanship. The gourmet kitchen serves as the heart of the home, showcasing crisp white cabinetry, sleek dark countertops, stainless steel appliances, elegant accent lighting, and a spacious seating bar designed for effortless entertaining. Rich, warm flooring flows throughout the main living areas, complementing the home's inviting yet sophisticated atmosphere. The open-concept design seamlessly connects the kitchen, dining, and living spaces, creating the perfect setting for gatherings while capturing breathtaking countryside views. Just off the foyer, a dedicated home office provides a private and professional workspace, ideal for remote work or managing day-to-day operations from home. The luxurious primary suite offers a true retreat, featuring a spa-inspired bath with dual vanities, a spacious walk-in shower, elegant finishes, and a large walk-in closet. Two additional generously sized bedrooms and a full bath are thoughtfully positioned on the opposite side of the main level, offering privacy and comfort for family and guests. The finished lower level is equally impressive, featuring radiant heated floors throughout, two expansive recreation and entertaining areas, one already plumbed for a future wet bar or secondary kitchen. An additional bedroom, full bath, and finished flex room with a closet provide exceptional versatility for guests, hobbies, fitness space, or multi-generational living.

Highlights

Listed by Tamara McLeod Helsel , 231-920-6422 City2Shore Real Estate Northern Michigan , 231-839-0077. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.68

Year Built

2013

County

Missaukee

Area

Aetna Twp (57001)

Neighborhood

None

School District

Lake City Area School District

Listing ID

80071656

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:
Above Ground Sq Ft:1805
Below Ground Sq Ft:1574
Basement:Egress/Daylight Windows,Finished,Full,Interior Access,Wood
Other:
  • Additional:Walk-In Closet, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:325 x 225
Zoning:Residential
Others:
  • Additional:Patio, Porch, Sidewalks
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$2,162
Taxes
$193

Home Price

$414,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$82,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,162.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,162.10 $193.00 $0.00 $2,355.10
Yearly $25,945.22 $2,316.01 $0.00 $28,261.23
Total $778,356.58 $69,480.30 $0.00 $847,836.88
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Lake City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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