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Jenn Smart

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7039 W White Birch , Lake City, MI 49651
$899,900
Est. Payment: $4,689.50/mo
3 Bed
3 Bath
2232 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lake Missaukee living made effortless! Nestled on Lake City’s 1,880-acre, all-sports lake, this beautiful 3-bed (4th bed/office), 2.5-bath home delivers water views from BOTH the lakeside and street side. An open main level pairs a sun-filled living/dining zone (gas FP, custom built-ins) with a chef’s kitchen featuring beautiful counters, double oven, and cooktop. French doors open to a true four-season room: walls of glass, its own gas FP. Step out to the deck with electric awnings. Just 3 short steps to a level walkout to the shoreline! Need flex space? The main-floor office converts easily to bedroom 4, craft room, or playroom. Upstairs, the vaulted primary suite showcases stunning views over Lake Missaukee, dual walk-ins, and a spa-sized shower. Two more bedrooms upstairs share an oversized bath. Don't forget a cozy reading nook. Attached 2-car garage with mechanicals smartly tucked away, PLUS a detached garage for boats, kayaks, or a workshop. Concrete drive for plenty of guest parking. Low-maintenance frontage on one of Northern Michigan’s most desirable lakes, just minutes to downtown Lake City restaurants, ice-cream shop, and summer festivals! Whether you seek a weekend escape or a year-round residence, this property blends comfort, style, and unbeatable lake access. Launch your Lake Missaukee summer here!

Highlights

Listed by Stacey Helsel , 231-590-8391 REMAX Central , 231-775-1205. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.33

Year Built

2004

County

Missaukee

Area

Lake Twp (57009)

Neighborhood

Lettich Cove

School District

Lake City Area School District

Listing ID

80066885

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas Fireplace
Above Ground Sq Ft:2232
Below Ground Sq Ft:0
Other:
  • Additional:Walk-In Closet
Water:Private Well

Exterior Features

Lot Dimensions:50x242.94x66x249.91
Zoning:Residential
Others:
  • Additional:Deck, Porch
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$4,690
Taxes
$419

Home Price

$899,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$179,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,689.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,689.50 $418.96 $0.00 $5,108.46
Yearly $56,274.05 $5,027.53 $0.00 $61,301.58
Total $1,688,221.46 $150,825.90 $0.00 $1,839,047.36
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Lake City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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