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Jenn Smart

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840 S Oak , Lake City, MI 49651
$519,900
Est. Payment: $2,709.27/mo
4 Bed
2 Bath
1400 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

If you are looking for the perfect home or cottage, this lovingly cared for property may be right for you! Located on the east side of Crooked Lake, you will witness amazingly, beautiful sunsets all year round. As you sit on the lake’s edge around the campfire, the haunting sound of loons will often keep you company. You may even hear the howl of a distant coyote or the screech of an Eagle’s call that can interrupt the night’s quiet calm. This 4 bedroom, 2 bath home provides a wood burning fireplace to keep you cozy and warm on those cool fall days. The 4 season room overlooks a well kept, large lakefront yard that enables family and friends many happy hours playing games in or out of the lake or enjoying a quiet meal together. For those who enjoy working on projects the oversized 2 stall garage provides a large workspace and lots of room to store your toys. If you are yearning for the perfect vacation cottage or a full time home, you will not want to miss touring this home.

Highlights

Listed by Russell Elliott , 616-437-1373 City2Shore Real Estate Northern Michigan , 231-839-0077. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.36

Year Built

1964

County

Missaukee

Area

Lake Twp (57009)

Neighborhood

Chippewa Shores

School District

Lake City Area School District

Listing ID

80072581

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1400
Below Ground Sq Ft:0
Basement:Block
Other:
  • Additional:Walk-In Closet
Water:Private Well

Exterior Features

Lot Dimensions:84x191
Others:
  • Additional:Deck, Porch
Sewer:Community
Parking Features:Detached Garage,Garage
Principal Interest
$2,709
Taxes
$368

Home Price

$519,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$103,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,709.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,709.27 $367.50 $0.00 $3,076.77
Yearly $32,511.25 $4,410.00 $0.00 $36,921.25
Total $975,337.64 $132,300.00 $0.00 $1,107,637.64
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Lake City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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