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Jenn Smart

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4557 N West Torch Lake , Kewadin, MI 49648
$5,500,000
Est. Payment: $28,661.27/mo
5 Bed
6 Bath
2802 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

One-of-a-kind, turnkey Torch Lake luxury estate! Offered fully furnished, this stunning custom-built home delivers 5,700 sq. ft. of beautifully appointed living space and superior water frontage on Michigan’s most iconic lake. Thoughtfully designed for both grand entertaining and relaxed family life, the property features five bedrooms, five-and-a-half baths, and a walkout lower level - all finished with high-end materials and a classic “Up North” warmth. Inside, generous open living areas showcase wood floors, tongue-and-groove knotty pine accents, granite countertops, stylish lighting with Lutron controls, and two inviting gas fireplaces. Two oversized en-suite bedrooms on the main level provide comfort and privacy, along with a dedicated work-from-home office off the primary suite. The finished walkout basement includes two additional en-suite bedrooms, a kids’ bunk room, a kitchen and a game area, creating extra space for guests and recreation. Outside, the property offers exceptional Torch Lake frontage with an expansive dock system and a 24' x 24' sun deck, a covered oversized hot tub, an outdoor firepit for cozy evenings, and a fully equipped cabana with its own half bath - perfect for dining, entertaining, or relaxing after a day on the water. Newer Trex decking and thoughtfully landscaped grounds complete the resort-like setting. This home is being sold turnkey and includes nearly all furniture, the dock, two Bullman hoists, two Yamaha model VXR's 1800 A-T 4 Stroke 185 H.P. wave runners with approximately 90 hours on each, and a Monterey 264 FSX boat with a Mercruiser 6.2L engine with just 91 hours on it. Located in one of the best spots on Torch Lake - just 10 minutes to downtown Elk Rapids, 30 minutes to Traverse City and Charlevoix, and a short boat ride to the famous Torch Lake sandbar - this is true Torch Lake living! An exceptional, move-in-ready estate combining luxury finishes, comfortable family spaces, and an unbeatable lakeside lifestyle.

Highlights

Listed by Jonathan Crane , 231-350-8039 and Matthew Crane , 231-350-9386 Berkshire Hathaway Homeservices - TC , 231-947-7777. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

2005

County

Antrim

Area

Milton Twp (05012)

Neighborhood

None

School District

Elk Rapids Schools

Listing ID

80071569

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:2802
Below Ground Sq Ft:2702
Basement:Egress/Daylight Windows,Finished,Full,Outside Entrance,Walk Out,Poured,Interior Access
Other:
  • Additional:Cathedral/Vaulted Ceiling, Spa/Jetted Tub, Security System, Walk-In Closet, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:See Survey in Docs
Zoning:Residential
Others:
  • Additional:Deck, BBQ/Grill Built-in, Lawn Sprinkler, Patio, Porch, Sidewalks, Spa/Hot Tub
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$28,661
Taxes
$3,506

Home Price

$5,500,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$1,100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$28,661.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $28,661.27 $3,506.25 $0.00 $32,167.52
Yearly $343,935.18 $42,075.00 $0.00 $386,010.18
Total $10,318,055.40 $1,262,250.00 $0.00 $11,580,305.40
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Kewadin, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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