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Jenn Smart

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12246 Pineridge , Kewadin, MI 49648
$2,950,000
Est. Payment: $15,372.86/mo
5 Bed
4 Bath
2237 Sqft
Status: active | Days on site: 60
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Private Torch Lake Frontage. Timeless Comfort. Exceptional Northern Michigan Living. Nestled on nearly an acre with 125 feet of private frontage on world-famous Torch Lake, this exceptional waterfront retreat offers luxury, privacy, and the unmatched beauty of Northern Michigan. Surrounded by stunning perennial gardens and beautifully landscaped grounds, the crystal-clear turquoise waters of Torch Lake become your everyday backdrop. Designed for comfortable living and effortless entertaining, this 3,900+ square-foot home features 5 bedrooms, 3 full baths, and 1 half bath. Perfect lake front living. Custom wood cabinetry, granite countertops, stainless steel appliances, and a dramatic floor-to-ceiling natural stone fireplace create warm, inviting living spaces, while the main-level primary en-suite offers and 2 bedrooms on the upper level and 2 bedrooms on the lower level. This home makes it a perfect home for hosting large groups for family and friends. Enjoy everything Torch Lake has to offer from your private shoreline, complete with a long, winter-proof dock for maximizing your time on the water. A 2-car garage with extra area for water toys, vehicles or workshop. Whether you're looking for a year-round residence, family retreat, or luxury getaway, this rare Torch Lake property offers an extraordinary opportunity to own 125 feet of private frontage on one of Northern Michigan's most iconic lakes. Dock, hoist and boat included.

Highlights

Listed by Darci Springborn , and Kimberly Leahy , 231-463-6354 REO - Elk Rapids-101308 , 231-264-6604. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.83

Year Built

1990

County

Antrim

Area

Torch Lake Twp (05014)

Neighborhood

Metes & Bounds

School District

Elk Rapids Schools

Listing ID

80070336

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Exhaust Fan
Fireplaces:Wood Stove
Above Ground Sq Ft:2237
Below Ground Sq Ft:1963
Basement:Block,Egress/Daylight Windows,Finished,Full,Outside Entrance,Partially Finished,Walk Out,Interior Access
Other:
  • Additional:Cathedral/Vaulted Ceiling, Walk-In Closet, Window Treatment(s), Skylights
Water:Private Well

Exterior Features

Lot Dimensions:125x290
Zoning:Residential
Others:
  • Additional:Deck, Lawn Sprinkler, Sidewalks
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$15,373
Taxes
$1,666

Home Price

$2,950,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$590,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,372.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,372.86 $1,666.33 $0.00 $17,039.19
Yearly $184,474.32 $19,996.00 $0.00 $204,470.32
Total $5,534,229.72 $599,880.00 $0.00 $6,134,109.72
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Kewadin, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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