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Jenn Smart

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11660 Indian , Kewadin, MI 49648
$875,000
Est. Payment: $4,559.75/mo
4 Bed
3 Bath
1609 Sqft
Status: active | Days on site: 119
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Panoramic Torch Lake views take center stage in this custom-built fully furnished 4-bedroom, 2.5-bath home offering over 3,700 square feet of thoughtfully designed living space. Built in 2011, this Up North retreat combines rustic charm with modern comfort, featuring oversized windows that frame the stunning water views and fill the open-concept floor plan with natural light. The expansive upper-level deck is the perfect place to entertain or unwind while taking in the breathtaking scenery, and you’re just a short walk to Torch Lake access and 1/2 mile to the boat launch. Being offered fully furnished, this home is truly move-in ready, allowing you to start enjoying lake life from day one. The finished walkout basement extends your living space with a private bedroom, full bath, bar, spacious entertainment area, abundant storage, and a patio that continues to showcase the incredible views. Whether hosting guests or enjoying a quiet evening, this home offers versatility for every lifestyle. The oversized, heated, and insulated two-car garage is a standout feature, complete with a workshop area, floor drains, and an epoxy-coated floor. Additional highlights include a highly efficient wood boiler heating system, propane forced air, and natural gas available at the road, giving you flexible heating options. Two on-demand water heaters and a whole-house Generac generator provide comfort and peace of mind year-round. Outdoors, the property is designed for both relaxation and recreation with a pole barn for all your seasonal toys, two auto-refill ponds, outdoor speakers, and a beautifully crafted stone firepit perfect for stargazing. The adjacent open land offers endless possibilities—ideal for additional privacy, a guest house (cannot have a stove), or space for animals. Don’t let the approach fool you—this property delivers an incredible setting, unmatched views, and a lifestyle that embodies Northern Michigan living at its finest.

Highlights

Listed by Ann Porter , 231-944-4959 REO-TCRandolph-233022 , 231-946-4040. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
3.5

Year Built

2011

County

Antrim

Area

Milton Twp (05012)

Neighborhood

Metes and Bounds

School District

Elk Rapids Schools

Listing ID

80066865

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1609
Below Ground Sq Ft:1824
Basement:Egress/Daylight Windows,Finished,Full,Partially Finished,Walk Out,Poured
Other:
  • Additional:Bay Window, Walk-In Closet, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:See Attached
Zoning:Agricultural
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Heated Garage,Garage
Principal Interest
$4,560
Taxes
$558

Home Price

$875,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,559.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,559.75 $557.81 $0.00 $5,117.56
Yearly $54,716.96 $6,693.75 $0.00 $61,410.71
Total $1,641,508.81 $200,812.50 $0.00 $1,842,321.31
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Kewadin, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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