Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| SEO pages, v2 chat

Agent profile image in message

3626 Michigan , Kewadin, MI 49648
$468,000
Est. Payment: $2,438.81/mo
3 Bed
3 Bath
1308 Sqft
Status: active | Days on site: 3
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

Wake up just across the road from Grand Traverse Bay, with beach access waiting just at the end of the sub, down the bluff, where morning coffee by the water becomes the ordinary way you start a day up here. Set on half an acre in a quiet Kewadin subdivision, this home puts you a short distance from some of the most sought-after water in Northern Michigan. Torch Lake access and its public boat launch sit less than a mile away, and the rest of the region falls easily into reach: Charlevoix twenty minutes north, Elk Rapids fifteen minutes south, and Traverse City about thirty minutes down the shoreline. You get the seclusion of a smaller community without losing a single thing you'd drive into town for. Inside, it's move-in ready with new engineered hardwood flooring throughout the lower level and the main level laundry room, newer stainless steel appliances, and new paint in the primary bedroom. A Culligan reverse osmosis system and water softener handle the water so you never have to think about it. Then there's the room to grow into. The unfinished loft is a blank slate, ready to become the office, the bunk room, the guest suite, or the storage you actually need. Downstairs, the lower level is set up to stand on its own, with plumbing already in place for a kitchen, plus a private walkout, its own driveway, and a garage. Finish it as a suite for family who visit often or a fully separate living space. The framework is already there, and the possibilities are close to endless. Half an acre, moments from the Bay, and a mile from Torch Lake, with this much flexibility built in, this is a home you won't want to leave.

Highlights

Listed by Kara Cadotte , 231-403-0732 The Mitten Real Estate Group , 231-421-1970. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.54

Year Built

2009

County

Antrim

Area

Torch Lake Twp (05014)

Neighborhood

Eden Shores

School District

Central Lake Public Schools

Listing ID

80072586

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Washer, Water Softener - Leased
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1308
Below Ground Sq Ft:868
Basement:Egress/Daylight Windows,Finished,Full,Outside Entrance,Partially Finished,Walk Out,Interior Access
Other:
  • Additional:Walk-In Closet, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:246 x 97
Zoning:Residential
Others:
  • Additional:Deck, Patio, Porch
Sewer:Septic
Parking Features:Attached Garage,Garage
Principal Interest
$2,439
Taxes
$298

Home Price

$468,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$93,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,438.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,438.81 $298.35 $0.00 $2,737.16
Yearly $29,265.76 $3,580.20 $0.00 $32,845.96
Total $877,972.71 $107,406.00 $0.00 $985,378.71
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Kewadin, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T03:11:55.100Z

© 2026 MiRealSource, Inc.

MLS Logo - MiRealSource, Inc.