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Jenn Smart

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5596 NE Rita , Kalkaska, MI 49646
$399,900
Est. Payment: $2,083.93/mo
3 Bed
4 Bath
2545 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Enjoy Northern Michigan lakefront living with this 3-bedroom, 4-bath home featuring 95 feet of private frontage on beautiful Pickerel Lake in Kalkaska. Each bedroom offers its own private bathroom, while a fourth bath is available for guests. The open-concept layout flows from the kitchen to the dining area and living room, where a wood-burning fireplace and large windows provide beautiful lake views. Natural gas service heats the home, eliminating the need for propane deliveries. Recent updates include a water heater (2026), garbage disposal (2026), forced-air furnace (2019), central air unit (2017), bladder tank (2023), septic field (2019), and septic tank (2023). Outside, you'll find two docks ready for your pontoon or fishing boat and a spacious lakeside yard with plenty of room to create your ideal outdoor entertaining space. Guests can enjoy the detached guest house, offering approximately 835 square feet of additional living space. The open-concept design includes a kitchen, dining area, living room, half bath, propane wall furnace, and a cozy wood-burning fireplace. The property also includes three additional lots located across the road, each with its own separate parcel ID. One lot features a 28' x 36' garage with a cement floor, electric, insulated and drywalled interior, powered overhead door, and wood heat. Whether you need extra storage, a workshop, or future development potential, these additional lots offer endless possibilities. With private lake frontage, a guest house, extra lots, and a large garage, this Pickerel Lake property presents a rare opportunity to own a versatile waterfront retreat in Northern Michigan.

Highlights

Listed by Frank Franco , 231-645-3767 REMAX Bayshore - Kalkaska , 231-258-8046. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
2.12

Year Built

1986

County

Kalkaska

Area

Coldsprings Twp (40005)

Neighborhood

Oestman's Plat

School District

Kalkaska Public Schools

Listing ID

80069944

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Dryer, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2545
Below Ground Sq Ft:0
Water:Private Well

Exterior Features

Lot Dimensions:Irregular
Zoning:Residential
Others:
  • Additional:Deck, Fenced Yard
Sewer:Septic
Parking Features:Detached Garage,Gar Door Opener,Heated Garage,Garage
Principal Interest
$2,084
Taxes
$255

Home Price

$399,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,083.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,083.93 $254.94 $0.00 $2,338.87
Yearly $25,007.21 $3,059.24 $0.00 $28,066.45
Total $750,216.43 $91,777.05 $0.00 $841,993.48
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Kalkaska, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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