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Jenn Smart

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7397 Tammy , Indian River, MI 49749
$850,000
Est. Payment: $4,429.47/mo
3 Bed
3 Bath
1821 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Modern Luxury Meets Riverfront Serenity on the Sturgeon River. Welcome to your brand-new, architectural masterpiece custom-built on the pristine banks of the Sturgeon River. Designed with an uncompromising eye for detail, this new construction home flawlessly blends craftsman style luxury with the raw beauty of northern Michigan nature. Inside, an expansive open-concept floor plan greets you with windows and door wall opening to a raised deck framing panoramic views of the 100+ ft or private rushing river frontage. The gourmet chef's kitchen features custom cabinetry, premium granite countertops, large eat-in island, and high-end appliances - perfect for entertaining. Escape to the main-floor primary suite, a private sanctuary boasting a spa-like ensuite and direct deck access. Step outside onto the expansive deck to hear the soothing sounds of the river, or head down to your private water frontage, ideal for blue-ribbon trout fishing, kayaking, or simply unwinding. Every inch of this home has been meticulously crafted with top-tier materials and energy-efficient systems. Don't miss the chance to own a pristine, never-lived-in waterfront retreat. Home construction to begin spring of 2026. Project is agent owned. Contact for additional details and the opportunity to collaborate on custom finishes. Home is centrally located in Northern MI - only 4 miles to Indian River, Burt Lake, and Mullet Lake. 30 minutes to Petoskey, Cheboygan, and the Mighty Mackinaw Bridge. Easy access to #7 rail/snowmobile trail. Enjoy all four seasons of outdoor activities and exploring all things Northern Michigan is renowned for.

Highlights

Listed by Janet Mass , 810-348-0961 American Homes and Realty , 810-730-4366. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.32

Year Built

2026

County

Cheboygan

Area

Mentor Twp (16012)

School District

Inland Lakes School District

Listing ID

60994941

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas Fireplace,Grt Rm Fireplace
Above Ground Sq Ft:1821
Below Ground Sq Ft:600
Basement:Finished
Other:
  • Additional:DSL Available
Water:Private Well

Exterior Features

Lot Dimensions:114x430x109x466
Sewer:Septic
Parking Features:Attached Garage
Principal Interest
$4,429
Taxes
$67

Home Price

$850,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,429.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,429.47 $67.00 $0.00 $4,496.47
Yearly $53,153.62 $804.00 $0.00 $53,957.62
Total $1,594,608.56 $24,120.00 $0.00 $1,618,728.56
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Indian River, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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