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Jenn Smart

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17158 Seneca , Howard City, MI 49329
$145,000
Est. Payment: $755.62/mo
2 Bed
2 Bath
1152 Sqft
Status: active | Days on site: 56
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to your affordable slice of lake life on beautiful Indian Lake! This 2-bedroom (easy to convert back to 3), 2-bath home offers all the benefits of waterfront living without the waterfront price tag. Enjoy private lake access to this desirable all-sports lake, complete with shared dock access for boating, fishing, swimming, and making the most of Michigan summers. Recent updates provide peace of mind, including a 3 year old roof and newer septic and well. The property is part of a friendly lake community featuring multiple parks and recreational areas for residents to enjoy. With low HOA dues, you'll have access to everything Indian Lake has to offer while keeping ownership affordable. Whether you're looking for a year-round residence, weekend getaway, or investment opportunity, this property is your chance to enjoy the lake lifestyle you've been dreaming of.

Highlights

Listed by Felicia Kelley , (616) 232-9152 Century 21 Circle , (616) 951-2095. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

200 Yearly

Year Built

1985

County

Montcalm

Area

Winfield Twp (59020)

School District

Tri County Area Schools

Listing ID

70538091

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1152

Exterior Features

Lot Dimensions:80x135x88x171
Principal Interest
$756
Taxes
$105
HOA
$200

Home Price

$145,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$29,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$755.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $755.62 $105.35 $200.00 $1,060.97
Yearly $9,067.38 $1,264.20 $2,400.00 $12,731.58
Total $272,021.46 $37,926.00 $72,000.00 $381,947.46
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Howard City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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