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Jenn Smart

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19983 W Ridge , Henderson, MI 48841
$224,900
Est. Payment: $1,171.99/mo
5 Bed
2 Bath
2269 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Step onto the wraparound porch of this 1910 Victorian on 1.07 acres in Chapin Township and you can feel the history before you even reach the door -- river-stone porch piers, a round accent window tucked into the front gable, and the kind of curb presence that doesn't get built anymore. Inside, the character continues: a coffered wood ceiling and original wood columns frame the entry, leading past a wood staircase with original trim intact throughout. Five bedrooms and one and a half baths across 2,269 square feet, including a primary suite with a walk-in closet and its own second-floor sun room. A second sun room on the main level adds flexible living space, along with a formal dining area, breakfast nook, and multiple covered porches. This home has been thoughtfully maintained where it counts: a full roof replacement including OSB and venting in 2016, replacement windows in 2010, chimney liner replacement and masonry tuckpointing in 2017, and a Dunkirk natural gas furnace installed in 2020. The septic system was opened and drained in 2024 and reports in good condition. An owned reverse osmosis system and water softener are included, and fiber internet is available.

Highlights

Listed by Annie Rodgers , 989-820-4153 Knockout Real Estate , 989-652-6300. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.07

Year Built

1910

County

Saginaw

Area

Chapin Twp (73009)

School District

Chesaning Union Schools

Listing ID

61004572

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Washer
Above Ground Sq Ft:2269
Basement:Walk Out,Unfinished
Other:
  • Additional:DSL Available
Water:Private Well

Exterior Features

Lot Dimensions:152X34X280X153X64X212
Others:
  • Additional:Patio, Porch
Sewer:Septic
Principal Interest
$1,172
Taxes
$110

Home Price

$224,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$44,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,171.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,171.99 $110.08 $0.00 $1,282.07
Yearly $14,063.82 $1,321.00 $0.00 $15,384.82
Total $421,914.67 $39,630.00 $0.00 $461,544.67
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Henderson, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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