Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| SEO pages, v2 chat

Agent profile image in message

9963 S Channel Dr , Harsens Island, MI 48028
$649,000
Est. Payment: $3,382.03/mo
4 Bed
4 Bath
2130 Sqft
Status: active | Days on site: 170
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

Escape to effortless summer living on beautiful Harsens Island, where timeless cottage charm meets the elevated lifestyle of The Old Club. Perfectly positioned along the St. Clair River, this light-filled retreat offers both privacy and connection -- just steps from resort-style amenities and a vibrant calendar of family-friendly events. Thoughtfully designed for hosting, the home features a rare layout configuration ideal for welcoming guests. Each side functions as its own private quarters, complete with a full kitchen, two spacious bedrooms, two full baths, and comfortable living and dining areas. Whether entertaining extended family or hosting friends for the weekend, the layout provides the perfect balance of togetherness and privacy. A shared, expansive porch spans the river-facing side of the home -- an inviting setting for morning coffee, sunset cocktails, and uninterrupted views of passing boats along the St. Clair River. A charming boardwalk connects you directly to the clubhouse, heated waterfront pool, newly renovated dining spaces, golf course, and both pickleball and tennis courts -- creating a seamless indoor-outdoor lifestyle. Natural light pours through the home's many windows, illuminating the serene river backdrop and enhancing the tranquil atmosphere throughout. Recent updates include fresh interior paint, new carpeting, newer appliances, and a newer hot water tank -- ensuring comfort and peace of mind. The property also includes one dedicated golf cart garage space, making island living both easy and convenient. A rare opportunity to own a turnkey summer cottage in one of Michigan's most exclusive private island communities -- where every day feels like a getaway.

Highlights

Listed by Sarah Lewicki , 586-864-7208 and John Lambrecht , 313-610-2710 Lambrecht Realty LLC , 313-736-4444. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1

Year Built

9999

County

St. Clair

Area

Clay Twp (74011)

School District

Algonac Community School District

Listing ID

60970586

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Range/Oven, Refrigerator
Above Ground Sq Ft:2130
Water:Community

Exterior Features

Lot Dimensions:irregular
Others:
  • Additional:Deck, Porch, Tennis Court(s)
Sewer:Shared Septic
Parking Features:Carport,Detached Garage,1 Space
Principal Interest
$3,382
Taxes
$414

Home Price

$649,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,382.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,382.03 $413.74 $0.00 $3,795.77
Yearly $40,584.35 $4,964.85 $0.00 $45,549.20
Total $1,217,530.54 $148,945.50 $0.00 $1,366,476.04
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Harsens Island, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T03:11:55.100Z

© 2026 MiRealSource, Inc.

MLS Logo - MiRealSource, Inc.