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Jenn Smart

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2185 N Channel , Harsens Island, MI 48028
$195,000
Est. Payment: $1,016.17/mo
3 Bed
1 Bath
960 Sqft
Status: active | Days on site: 74
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Welcome to 2185 N Channel Drive, where island living meets modern comfort. This 3-bedroom, 1-bath home is situated on a rare 120' x 200' parcel spanning over half an acre. This beautifully renovated home offers water views, shared water access, and endless possibilities for future expansion. Whether you're searching for a peaceful year-round residence, weekend retreat, vacation property, or income-producing investment, this property delivers. Updated with central air, spray foam insulation, foundation waterproofing, septic improvements, upgraded plumbing, and numerous cosmetic renovations, the work has already been done. The expanded lot provides exceptional flexibility for a future garage, addition, or outdoor entertaining space. Enjoy boating, fishing, and the relaxed North Channel lifestyle while still having the comfort of a move-in-ready home. A rare opportunity to own a versatile island property with both immediate enjoyment and long-term potential.
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Highlights

Listed by Jamie D'Luge , 810-650-1069 and Kenneth Hirschmann , 586-531-2751 EXP Realty Romeo , 586-372-6057. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.56

HOA Fee

600 Yearly

Year Built

1970

County

St. Clair

Area

Clay Twp (74011)

 Neighborhood

Boon Docks Sub

 School District

Algonac Community School District

Listing ID

61002795

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:960
Water:Public Water

Exterior Features

Lot Dimensions:120X200
Others:
  • ▪ Additional:Porch
Sewer:Septic
Principal Interest
$1,016
Taxes
$189
HOA
$600

Home Price

$195,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$39,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,016.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,016.17 $188.73 $600.00 $1,804.90
Yearly $12,194.07 $2,264.78 $7,200.00 $21,658.85
Total $365,821.96 $67,943.40 $216,000.00 $649,765.36
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Harsens Island, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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