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Jenn Smart

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5146 Lower Shore , Harbor Springs, MI 49740
$1,445,000
Est. Payment: $7,530.10/mo
3 Bed
2 Bath
1205 Sqft
Status: pending | Days on site: 261
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This charming Beach House Cottage in Harbor Springs boasts 100 feet of stunning Lake Michigan Frontage and is surrounded by miles of sandy beach, just steps away from the deck. Nestled on the coveted Lower Shore Drive, This year-round retreat exudes relaxation and character. Enjoy breathtaking sunsets and the soothing sound of the waves from the open windows, making it feel like a dream come true. Located just off the Tunnel of Trees, this cottage offers excellent rental potential with short-term rentals allowed. With Low maintenance and just under an acre of property, there's ample space for a multiple-car garage and carriage house. Situated in a neighborhood of multi-million dollar properties and with limited inventory on Lower Shore Drive, this property is a must-see!

Highlights

Listed by Robert Sprader , 248-640-2680 KW Showcase Realty , 248-360-2900. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.9

Year Built

1969

County

Emmet

Area

West Traverse Twp (24016)

Neighborhood

Seven Mile Point Shores

School District

Harbor Springs School District

Listing ID

60289854

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Disposal, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s)
Fireplaces:Gas Fireplace,LivRoom Fireplace
Above Ground Sq Ft:1205
Other:
  • Additional:Cable/Internet Avail., DSL Available
Water:Private Well

Exterior Features

Lot Dimensions:100x451x144x351
Others:
  • Additional:Deck, Porch
Sewer:Septic
Principal Interest
$7,530
Taxes
$652

Home Price

$1,445,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$289,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,530.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,530.10 $652.25 $0.00 $8,182.35
Yearly $90,361.15 $7,827.00 $0.00 $98,188.15
Total $2,710,834.56 $234,810.00 $0.00 $2,945,644.56
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Harbor Springs, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T04:57:55.100Z

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