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Jenn Smart

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13670 Cottonwood , Harbert, MI 49115
$1,195,000
Est. Payment: $6,227.31/mo
4 Bed
4 Bath
2661 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Spacious, light-filled custom 4br/4ba beach house on over 1 acre with a gorgeous beach at the end of the street. This distinctively designed home has exposed beams, and a beautiful wood ceiling in a 2-story central living space. Open living/dining area includes a wood stove for chilly nights and a wall of windows overlooking the large back yard. The adjacent den adds guest or work-from-home space, while the kitchen and pantry/breakfast bar overlook the yard. The generous primary suite has a fireplace and a spa-style bath, and private patio. Additional bedrooms and a sunroom/studio are cleverly situated on the other side of the house to add privacy, while offering room for everyone to gather comfortably. Upstairs loft adds flexibility to create more sleep/play space. 2-car garage w/workout space! Huge back yard is pool/sport court ready! Located close to gorgeous Harbert Beach, this home delivers serenity and style with easy access to everything Harbor Country has to offer!
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Highlights

Listed by ChooseChad Team , (219) 241-9083 Coldwell Banker Realty , (269) 469-3950. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
1.18

Year Built

2004

County

Berrien

Area

Chikaming Twp (11007)

 School District

River Valley School District

Listing ID

70547879

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Dryer, Humidifier, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:2661
Water:Public Water

Exterior Features

Lot Dimensions:130x174
Others:
  • ▪ Additional:Lawn Sprinkler, Porch, Storms/Screens
Parking Features:Detached Garage,Gar Door Opener
Principal Interest
$6,227
Taxes
$2,822

Home Price

$1,195,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$239,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,227.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,227.31 $2,822.17 $0.00 $9,049.48
Yearly $74,727.73 $33,866.00 $0.00 $108,593.73
Total $2,241,832.04 $1,015,980.00 $0.00 $3,257,812.04
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Harbert, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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