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Jenn Smart

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25160 Upper Point Mills , Hancock, MI 49930
$899,000
Est. Payment: $4,684.81/mo
5 Bed
5 Bath
1967 Sqft
Status: active | Days on site: 44
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House Description

This is an incredible estate offering the rare combination of substantial acreage, private waterfront, and remarkable recreational amenities. With an estimated 943 feet of Torch Lake frontage, this property provides the best of both worlds: the privacy and space of a large acreage setting with direct access to one of the area’s most desirable inland waterways. Torch Lake connects to Portage Lake and Lake Superior, expanding the possibilities for boating and waterfront enjoyment. *** Privacy is a defining feature of the property. No homes are visible from the house or the waterfront. The waterfront area is accessed by a private two-track road that is drivable with most 4x4 or equivalent vehicles. At the lakeshore, you’ll find a lake cabin, permanent dock, rustic sauna, and fire pit area. Utilities are not currently installed at the waterfront portion. *** The land itself is beautifully varied, with hardwoods, two scenic valleys, a year-round creek approximately four feet wide, and a level field area. Outdoor amenities include a fenced saltwater pool, wood-fired sauna, dirt bike track, disc golf course, playground, extensive landscaping, concrete walkways, and multiple firepit areas. *** The handcrafted log home offers a cozy feel, character, and functionality throughout. The main level features a primary bedroom with a ¾ ensuite bath, a gas fireplace positioned between the kitchen and dining areas, and a kitchen with a vented hood. Each second-level bedroom includes its own ensuite bath, including one ½ bath and one ¾ bath. *** The lower level adds excellent flexibility with a three-sided climbing wall, a comfortable office area, and two smaller bedrooms that are ideal for children, guests, or overflow sleeping space. *** Additional improvements include a 30x40 pole building for tractor, equipment, and recreational storage. There is potential to subdivide off lake lots, the cabin, or other portions of the property to help reduce the total investment. *** This is a truly unique property for those who do not want to choose between acreage, privacy, and waterfront. Here, you can have it all. 3-D virtual tour and a video tour is available! See MLS# 50218823 for a listing which doesn't include the waterfront acreage.

Highlights

Listed by ADAM TAIVALKOSKI , 906-369-1489 SAVU REALTY , 906-369-1489. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
34

Year Built

2007

County

Houghton

Area

Torch Lake Twp (31030)

Neighborhood

Point Mills

School District

Dollar Bay/Tamarack City Area Schools

Listing ID

50214018

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar-Refrigerator, Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Central A/C
Fireplaces:Gas Fireplace,LivRoom Fireplace
Above Ground Sq Ft:1967
Below Ground Sq Ft:1208
Basement:Block,Egress/Daylight Windows,Finished,Full,Outside Entrance,Walk Out
Other:
  • Additional:Not Applicable, Cathedral/Vaulted Ceiling, Walk-In Closet
Water:Private Well,Drilled Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Treed
Lot Dimensions:Irregular
Zoning:Other
Others:
  • Additional:Deck, Inground Pool, Patio, Swimming Pool, Garden Area
Sewer:Septic
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Direct Access,2 Spaces,Garage
Principal Interest
$4,685
Taxes
$573

Home Price

$899,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$179,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,684.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,684.81 $573.11 $0.00 $5,257.93
Yearly $56,217.77 $6,877.35 $0.00 $63,095.12
Total $1,686,533.06 $206,320.50 $0.00 $1,892,853.56
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Hancock, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T07:12:09.900Z

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