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Jenn Smart

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50435 Nightingale , Hancock, MI 49930
$729,000
Est. Payment: $3,798.92/mo
2 Bed
2 Bath
1204 Sqft
Status: active with contingency | Days on site: 65
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This custom waterfront home offers approximately 150 feet of private frontage with direct access to Torch Lake, the Portage Waterway, and ultimately Lake Superior. Unlike many waterfront neighborhoods, the property benefits from a greater sense of privacy with wider lots. Designed to capture the water views, the home features a dramatic 16-foot ceiling in the main living area and expansive windows that provide strong lake views from much of the home. The three-season porch includes removable storm panels and serves as an excellent space for relaxing, entertaining, or grilling. Quality materials and craftsmanship are evident throughout. Wide-plank Vermont oak flooring, custom woodwork by World of Wood, limestone countertops, and thoughtful architectural details create a warm and refined atmosphere. The kitchen features a six-burner Viking gas range, while both levels of the home enjoy the comfort of in-floor radiant heat. Central air conditioning serves the main level. The home is currently configured as a two-bedroom residence, though two additional finished rooms in the lower level offer potential for future bedroom conversion. The lower level also includes an electric sauna, jetted Jacuzzi tub, and a built-in safe room. The heated garage is equipped with water service and a utility sink. With the addition of a sewer connection, the space may offer future potential for a guest suite, home office, or other flexible uses. Additional features include lighted walkways, a Generac standby generator, and a dock that will remain with the property. Torch Lake is known for its relatively calm, protected waters, making it ideal for fishing, boating, paddling, and a variety of water sports. Access is provided via a high-quality blacktop road. The driveway has a slope, though the current owner parks near the home throughout the winter months. This is a high-quality waterfront home with distinctive character, exceptional craftsmanship, and a level of detail that is increasingly difficult to find. Virtual and video tours are available!

Highlights

Listed by ADAM TAIVALKOSKI , 906-369-1489 SAVU REALTY , 906-369-1489. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.38

Year Built

2006

County

Houghton

Area

Torch Lake Twp (31030)

Neighborhood

N/A

School District

Osceola Twp School District

Listing ID

50209554

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Basement Fireplace,Gas Fireplace,LivRoom Fireplace,Wood Burning
Above Ground Sq Ft:1204
Below Ground Sq Ft:1123
Basement:Block,Finished,Full,Outside Entrance,Walk Out,Interior Access,Sump Pump
Other:
  • Additional:Whirlpool/Hot Tub, Hardwood Floors, Sump Pump, Window Treatment(s), Spa/Sauna
Water:Drilled Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Treed
Lot Dimensions:150x376x149x359
Zoning:Residential
Others:
  • Additional:Deck, Patio, Storms/Screens
Sewer:Mound Septic
Parking Features:Detached Garage,Electric in Garage,Gar Door Opener,Heated Garage,Garage
Principal Interest
$3,799
Taxes
$465

Home Price

$729,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$145,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,798.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,798.92 $464.74 $0.00 $4,263.66
Yearly $45,587.04 $5,576.85 $0.00 $51,163.89
Total $1,367,611.34 $167,305.50 $0.00 $1,534,916.84
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Hancock, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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