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Jenn Smart

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5073 Ruby , Gladwin, MI 48624
$279,700
Est. Payment: $1,457.56/mo
2 Bed
2 Bath
832 Sqft
Status: active | Days on site: 99
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Find peace and tranquility from the hustle of city life and come visit Island Lake in northern Gladwin County. A charming well cared for property with 2 bdrms, 2 bths, extra sleeping space at one end of the walk-out basement with a full bath and laundry at the other end, along with a great view of the lake from the family room in between. A very peaceful and private area off the beaten path – you have to know it’s there to know it’s there! In the winter, curl up on the sofa with a good book before the natural fire place and look out over the frozen lake. Like ice fishing – you can do it right off your dock. The aluminum dock stays with the sale. Close to state land and plenty of trails that will take you all the way to Houghton Lake. Island Lake is a no-wake lake for electric motors that is only available to the residents and guests of the lake. The view of the lake is so serene that you will instantly feel all the stress and chaos of the City fade away. The deck was redone in May of 2023 with all trek decking and new aluminum railing. In May of 2024 the concrete patio at the lower level walk-out basement was all replaced. There’s a 1.5 garage with a carport and 2 sheds for additional storage. Main level bath was completely replaced in 2024 and boasts a walk-in shower. This could be a turn key sale with the right offer as most furniture and possessions can stay. Call and schedule your showing today!

Highlights

Listed by MARIETTA SPROTT , 989-246-1846 RE/MAX RIVER HAVEN , 989-426-6893. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

300 Yearly

Year Built

1972

County

Gladwin

Area

Sherman Twp (26014)

Neighborhood

Island Lake Sub

School District

Gladwin Community Schools

Listing ID

50208353

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:LivRoom Fireplace,Natural Fireplace
Above Ground Sq Ft:832
Below Ground Sq Ft:832
Basement:Block,Egress/Daylight Windows,Finished,Full,Outside Entrance,Walk Out
Water:Private Well

Exterior Features

Lot:Treed
Lot Dimensions:75x199x87x184
Zoning:Residential
Others:
  • Additional:Deck, Patio
Sewer:Septic
Parking Features:Detached Garage
Principal Interest
$1,458
Taxes
$296
HOA
$300

Home Price

$279,700

Loan Details

30 yrs
6.792%

Down Payment

20%
$55,940
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,457.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,457.56 $295.50 $300.00 $2,053.06
Yearly $17,490.67 $3,546.00 $3,600.00 $24,636.67
Total $524,720.02 $106,380.00 $108,000.00 $739,100.02
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Gladwin, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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