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Jenn Smart

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5069 Ruby , Gladwin, MI 48624
$239,500
Est. Payment: $1,248.07/mo
2 Bed
2 Bath
612 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

1224 square feet of living space between both levels. Lower level has the kitchen area with lights under the cupboards and a small island with bar seating. Off this area includes a slider with a lake view and access to the outside decking to enjoy the view and some fresh air and relax. Also includes an area that can be used as the dining room or an extra living room depending on family needs. This lower level also has a bedroom and a 3/4 bathroom with laundry room together. Up one level on the main floor level via spiral stairs is a nice large living area with large windows overlooking private Island Lake. There is another bedroom, full bathroom and an entry room that can be used as that or as another sitting room or office as well. There is extensive decking and ramp walkways and stairs to the home and around it. At the road is a good size pole barn that has 12' ceilings with electric, concrete floors, two 10' doors and hook up for a camper as well. Nice private area that is quiet and includes trails around it on the outside for every owner to use. Not far from state land, trails and other lakes as well. Great area for the outdoors lovers! (TAKE A FLY THRU DRONE TOUR: https://tinyurl.com/5069ruby )

Highlights

Listed by MELISSA CASTILLO , 989-965-3170 Baker-Kehoe Realty LLC , 989-426-0664. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

350 Yearly

Year Built

1968

County

Gladwin

Area

Sherman Twp (26014)

Neighborhood

Island Lake Sub

School District

Harrison Community Schools

Listing ID

50219012

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dryer, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:612
Below Ground Sq Ft:612
Basement:Block,Finished,Full,Walk Out
Water:Private Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Unpaved
Lot Dimensions:76x185x79x211
Zoning:Residential
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Detached Garage,Electric in Garage
Principal Interest
$1,248
Taxes
$110
HOA
$350

Home Price

$239,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$47,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,248.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,248.07 $110.25 $350.00 $1,708.32
Yearly $14,976.81 $1,323.00 $4,200.00 $20,499.81
Total $449,304.41 $39,690.00 $126,000.00 $614,994.41
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Gladwin, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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