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Jenn Smart

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8949 Oo.25 , Garden, MI 49835
$429,000
Est. Payment: $2,235.58/mo
3 Bed
2 Bath
1614 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

100 feet of frontage on Big Bay de Noc sets the stage for this exceptionally well-maintained waterfront home on Michigan's scenic Garden Peninsula. Known throughout the Midwest for its outstanding walleye fishery, along with excellent smallmouth bass, perch, and northern pike fishing, Big Bay de Noc attracts anglers in every season while offering miles of shoreline to explore by boat or kayak. Set on a deep lot with an elevated view of the bay, the home is designed to make the most of its setting. The expansive covered wraparound porch is a space you'll find yourself using every day, offering a comfortable place to enjoy the views in every season, rain or shine. Inside, the home features 3 bedrooms and 2 full baths, with hardwood floors, attractive D-log wood siding, and a recently remodeled kitchen complete with new appliances. The main floor includes a bedroom and full bath, while two additional bedrooms and another full bath are upstairs. The walkout basement offers poured concrete walls, mechanical room, a flexible space ideal for a home office or fourth sleeping area, and a cozy family room warmed by a wood stove during the colder months. Storage is exceptional with an oversized 24x36 attached garage featuring a heated workshop, plus a second 24x30x10 pole barn for boats, ATVs, or additional equipment. One of the property's standout features is the custom-built sauna, offering the perfect place to unwind after a day on the water or the nearby trails. At the shoreline, you'll find a fire pit and tiki bar, creating an inviting space for gathering with family and friends. Additional amenities include forced-air heat, central air conditioning, and the peace of mind of a recently installed 13 kW Generac whole-house generator. Located on the Garden Peninsula, you'll enjoy easy access to miles of shoreline, public boat launches, lighthouses, beaches, hiking, ORV trails, and year-round outdoor recreation in one of the Upper Peninsula's most scenic destinations. As an added bonus, the sale includes the kayaks, paddleboards, wood splitter, and outdoor table and chairs, making it easy to begin enjoying the waterfront from day one. This is a property that has been meticulously cared for and thoughtfully improved, inside and out.

Highlights

Listed by ABBEY WOOD , 906-450-0222 GROVER REAL ESTATE , 906-341-2131. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.35

Year Built

1997

County

Delta

Area

Garden Twp (21013)

Neighborhood

Na

School District

Big Bay De Noc School District

Listing ID

50216997

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Central A/C
Fireplaces:Basement Fireplace,Wood Stove,Wood Burning
Above Ground Sq Ft:1614
Below Ground Sq Ft:610
Basement:Full,Outside Entrance,Walk Out,Poured
Other:
  • Additional:Hardwood Floors, Spa/Sauna
Water:Private Well,Drilled Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.
Lot Dimensions:100x600
Zoning:Mixed Use
Others:
  • Additional:Porch, Garden Area
Sewer:Septic
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Workshop,Direct Access,Garage
Principal Interest
$2,236
Taxes
$270

Home Price

$429,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,235.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,235.58 $269.50 $0.00 $2,505.08
Yearly $26,826.94 $3,234.00 $0.00 $30,060.94
Total $804,808.32 $97,020.00 $0.00 $901,828.32
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Garden, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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