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Jenn Smart

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9120 Ray , Gaines, MI 48436
$629,900
Est. Payment: $3,282.50/mo
5 Bed
4 Bath
2885 Sqft
Status: active | Days on site: 18
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House Description

Welcome to your serene sanctuary, perfectly set on over 9 acres of picturesque countryside. This stunning ranch-style home offers a harmonious blend of elegance, comfort, and tranquility, surrounded by lush landscapes and peaceful views. Enjoy the beauty of nature from two expansive decks overlooking your private pond, a breathtaking backdrop for morning coffee, quiet reflection, or watching the deer and wildlife. Inside, you'll find 5 spacious bedrooms and 3.5 bathrooms, including a beautifully designed primary suite offering comfort and sophistication. The finished walk-out lower level enhances the home's versatility, providing space for entertaining, relaxation, or guest accommodations -- complete with its own bath for added convenience. Experience worry-free living with a whole-house generator, and take advantage of the 3-car garage and large pole barn, offering abundant space for vehicles, hobbies, or future possibilities such as a guest suite or workshop. Whether you're dreaming of a peaceful retreat from the everyday or a refined country lifestyle, this extraordinary property delivers the perfect balance of modern comfort, natural beauty, and timeless charm.

Highlights

Listed by Shane Adams , 810-577-1700 RE/MAX Select , 810-238-8888. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
9.21

Year Built

1994

County

Genesee

Area

Gaines Twp (25009)

School District

Swartz Creek Community Schools

Listing ID

61021396

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:2885
Below Ground Sq Ft:2200
Basement:Finished,Walk Out
Water:Private Well

Exterior Features

Lot Dimensions:383 x 852 x 663 x 324
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Heated Garage,Side Loading Garage,Direct Access
Principal Interest
$3,282
Taxes
$940

Home Price

$629,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$125,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,282.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,282.50 $940.17 $0.00 $4,222.66
Yearly $39,389.96 $11,282.00 $0.00 $50,671.96
Total $1,181,698.75 $338,460.00 $0.00 $1,520,158.75
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Gaines, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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