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Jenn Smart

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11961 Waterhole Creek , Fife Lake, MI 49633
$265,000
Est. Payment: $1,380.95/mo
3 Bed
2 Bath
1768 Sqft
Status: active with contingency | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to your own private Northern Michigan retreat! Nestled on 10 beautifully wooded acres, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and endless outdoor recreation. The spacious open floor plan is designed for both everyday living and entertaining, featuring a large kitchen that flows seamlessly into the main living area, a formal dining room, and two separate living spaces, providing plenty of room for family and guests. The generous primary suite offers a private bath and a walk-in closet, creating the perfect place to unwind at the end of the day. Thoughtful updates, including RetroFoam insulation, help make this home exceptionally energy efficient with surprisingly affordable utility costs. Additional improvements include new flooring and some newer windows, making this home move-in ready. Step outside and experience everything Northern Michigan has to offer. Enjoy your morning coffee or evening sunsets from the covered back porch, where deer, turkey, and other wildlife are frequent visitors. Gather with family and friends around the beautiful fire pit area, creating memories under the stars in your own peaceful backyard. The 30' x 40' pole barn provides plenty of room for vehicles, recreational toys, equipment, or a workshop. Best of all, this property backs up to thousands of acres of public land and trail systems, giving you direct access to hunting, hiking, ORV riding, snowmobiling, and countless outdoor adventures. You're also just minutes from the Manistee River, one of Michigan's premier destinations for fishing, kayaking, canoeing, and enjoying the beauty of Northern Michigan. Whether you're searching for a year-round home, a hunting retreat, or the ultimate Up North getaway, this exceptional property offers privacy, recreation, and comfort in one incredible package.

Highlights

Listed by Jaimie Fellows-Garno , 231-920-6617 City2Shore Real Estate Northern Michigan , 231-839-0077. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
9.62

Year Built

2004

County

Kalkaska

Area

Garfield Twp (40007)

School District

Kalkaska Public Schools

Listing ID

80071526

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:
Above Ground Sq Ft:1768
Below Ground Sq Ft:0
Basement:Block
Other:
  • Additional:Spa/Jetted Tub, Walk-In Closet
Water:Private Well

Exterior Features

Lot Dimensions:647x647
Zoning:Residential
Others:
  • Additional:Deck, Patio
Sewer:Septic
Parking Features:Detached Garage,Gar Door Opener,Garage
Principal Interest
$1,381
Taxes
$169

Home Price

$265,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,380.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,380.95 $168.94 $0.00 $1,549.89
Yearly $16,571.42 $2,027.25 $0.00 $18,598.67
Total $497,142.67 $60,817.50 $0.00 $557,960.17
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Fife Lake, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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