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Jenn Smart

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13020 Fenton , Fenton, MI 48430
$325,000
Est. Payment: $1,693.62/mo
2 Bed
2 Bath
1025 Sqft
Status: active | Days on site: 108
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Enjoy your own private Lake Fenton island retreat with two parcels included in the sale! This charming cottage offers a spacious lakefront setting complete with a private dock, expansive yard, and the perfect backdrop for relaxing or entertaining. Renovated in 2025, the cottage maintained its classic lake charm. A bright sunroom and entry overlook the water and flow seamlessly into the open-concept living, dining, and kitchen areas. The kitchen includes a new stove and refrigerator. Electric baseboard heat provides comfort on cooler days, while the natural wood-burning fireplace creates a warm and inviting atmosphere. Upstairs, the primary bedroom faces the lake and opens to a private upper deck--an ideal place to enjoy your morning coffee or evening sunsets. The home also features a full bath upstairs and a convenient half bath on the main level. A rear deck provides additional space for outdoor dining and entertaining, while two storage sheds offer plenty of room for your lake toys and equipment. As an added bonus, the sellers will provide the buyer with the use of a mainland dock space for one boat through the remainder of the current boating season, making access to the island easy and convenient. Accessible by boat only, this unique island property offers exceptional privacy, tranquility, and a true up-north feel while remaining in the heart of Lake Fenton. Sale includes two parcels: 13020 Fenton Street (Parcel #06-11-576-042) and the lakefront parcel on Holly Street (Parcel #06-11-576-041). A rare opportunity to own your own piece of paradise on one of Michigan's premier all-sports lakes.

Highlights

Listed by Alton Lifsey , 810-449-8782 Real Estate Cousins , 810-919-1375. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.06

Year Built

1900

County

Genesee

Area

Fenton Twp (25005)

School District

Lake Fenton Schools

Listing ID

60983258

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s),Wall/Window A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:1025
Other:
  • Additional:Furnished
Water:Private Well

Exterior Features

Lot Dimensions:45 X 60
Others:
  • Additional:Exterior Balcony
Sewer:Septic
Principal Interest
$1,694
Taxes
$333

Home Price

$325,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,693.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,693.62 $332.75 $0.00 $2,026.37
Yearly $20,323.44 $3,992.98 $0.00 $24,316.42
Total $609,703.27 $119,789.40 $0.00 $729,492.67
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Data last updated: 2026-09-02T03:11:55.100Z

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