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Jenn Smart

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13148 N Saginaw , Clio, MI 48420
$160,000
Est. Payment: $833.78/mo
0 Bed
0 Bath
1127 Sqft
Status: active | Days on site: 78
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Where opportunity meets comfort, this unique property offers the best of both worlds. Zoned commercial yet eligible for residential financing (ask the listing agent to connect you with a lender who can make this possible), this 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare—visible, accessible, yet peacefully set back from the road so the sounds of traffic fade away once you’re home. Surrounded by neighboring homes, the setting feels residential, while the zoning opens the door to future potential. Well and septic inspections have been completed and passed, offering peace of mind from day one. This is a rare two-fold investment opportunity: live comfortably in a charming modular home while holding a commercial property for future appreciation, or bring your vision to life by launching a business in a high-visibility location. Whether you’re dreaming of a home with long-term upside or a place where life and work can coexist, this property invites you to imagine what’s next.

Highlights

Listed by Kelsi Long , 989-475-5679 Century 21 Signature Realty - Bay City , 989-686-4500. MiRealSource, Inc. mls logo

Property Type

Commercial Sale

Lot/Acreage
0.83

Year Built

1979

County

Genesee

Area

Vienna Twp (25017)

Listing ID

50198362

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1127
Water:Private Well

Exterior Features

Lot Dimensions:105 x 343
Sewer:Septic
Parking Features:6-10 Spaces,Off Street
Principal Interest
$834
Taxes
$87

Home Price

$160,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$32,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$833.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $833.78 $87.33 $0.00 $921.12
Yearly $10,005.39 $1,048.00 $0.00 $11,053.39
Total $300,161.61 $31,440.00 $0.00 $331,601.61
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clio, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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