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Jenn Smart

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9900 S Channel , Clay, MI 48028
$195,000
Est. Payment: $1,016.17/mo
1 Bed
2 Bath
672 Sqft
Status: active | Days on site: 125
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Experience timeless waterfront living in this beautifully appointed 1-bedroom condo located within the prestigious Lodges at the historic Old Club on Harsens Island. Situated on the second floor with a convenient stair lift for enhanced accessibility, this unique “second-floor ranch” design offers both comfort and ease of living. Enjoy breathtaking panoramic views of the South Channel and Muskamoot Bay from your elevated vantage point—perfect for relaxing mornings or entertaining guests. The unit features a spacious open living and entertaining area, a well-appointed kitchen, and the rare benefit of two full bathrooms, providing added convenience for owners and guests alike. Residents of the Lodges enjoy exclusive access to “The Bunkhouse,” a private gathering space ideal for social events or hosting intimate parties. Life at The Old Club is truly a lifestyle unlike any other. With dockage available for vessels ranging from small watercraft to 100+ foot yachts, boating enthusiasts will feel right at home. The meticulously maintained grounds offer an array of amenities including pickleball and tennis courts, a golf course, shooting range, and charming gift shop. The recently remodeled Clubhouse serves as the social hub of the community, featuring multiple event venues, 3 bars, an inground pool, hot tub, live entertainment, a fitness center, and on-site hotel accommodations for guests. A private beach is currently under development, adding even more appeal to this already exceptional setting. Families will appreciate the children’s playground, as well as access to kayaks and paddleboards for members and their guests. Established in 1872, The Old Club is rich in history and tradition, offering a lifestyle centered around family, friendship, boating, fishing, and hunting. The list price includes the required resident membership fee. Annual dues are separate and cover water, sewer, grounds, and building maintenance—ensuring a truly carefree ownership experience. This is a rare opportunity to own a piece of one of Michigan’s most storied and sought-after private communities.

Highlights

Listed by Melanie Lovati , Innovation Real Estate Specialists Inc. , 586-263-8220. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

18017 Yearly

Year Built

1970

County

St. Clair

Area

Clay Twp (74011)

Neighborhood

The Old Club

School District

Algonac Community School District

Listing ID

50202971

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s),Wall/Window A/C
Fireplaces:
Above Ground Sq Ft:672
Below Ground Sq Ft:0
Basement:None (Basement)
Other:
  • Additional:Ceramic Floors, Elevator/Lift, Furnished, Call for Pet Restrictions, Cats Allowed, Dogs Allowed, Number Limit
Water:Community

Exterior Features

Others:
  • Additional:Inground Pool, Patio, Porch, Spa/Hot Tub, Street Lights, Swimming Pool, Tennis Court(s), Pond, Garden Area
Sewer:Community
Parking Features:Detached Garage
Principal Interest
$1,016
Taxes
$150
HOA
$18,017

Home Price

$195,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$39,000
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Monthly Price:
$1,016.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,016.17 $150.42 $18,017.00 $19,183.59
Yearly $12,194.07 $1,805.00 $216,204.00 $230,203.07
Total $365,821.96 $54,150.00 $6,486,120.00 $6,906,091.96
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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