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Jenn Smart

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7774 Colony , Clay, MI 48001
$435,000
Est. Payment: $2,266.85/mo
3 Bed
3 Bath
2834 Sqft
Status: active | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

*Price Improvement* Enjoy 2,834 sq. ft. of waterfront living in this distinctive 1.5-story home featuring 3 bedrooms, 3 full bathrooms, large deck, and attached garage. Blending Mid-Century Modern architecture with the warmth of a lakeside cottage, the home offers an oversized kitchen, dining area, loft, large laundry room, and beautiful knotty pine accents throughout. The spacious upper-level bonus room provides endless possibilities for a fourth bedroom, guest suite, home office, or recreation space. Recent improvements include fresh interior paint in key living areas, updated recessed lighting, new exterior lighting, several new windows, a new garage door, newer appliances, a roof replaced within the last 10 years, and a reinforced, tied seawall. Step outside to a spacious waterfront deck overlooking the water--perfect for relaxing, entertaining, or enjoying boating, fishing, and swimming right from your backyard. BATVAI.

Highlights

Listed by Kelly Larsh , 810-335-2439 Key Realty - Monroe , 877-593-7589. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

107 Yearly

Year Built

1953

County

St. Clair

Area

Clay Twp (74011)

Neighborhood

The Colony

School District

Algonac Community School District

Listing ID

60998964

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Natural Fireplace,Electric Fireplace
Above Ground Sq Ft:2834
Other:
  • Additional:Spa/Jetted Tub
Water:Public Water

Exterior Features

Lot Dimensions:64.7x125
Others:
  • Additional:Exterior Balcony, Deck
Parking Features:Attached Garage
Principal Interest
$2,267
Taxes
$382
HOA
$107

Home Price

$435,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,266.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,266.85 $381.83 $107.00 $2,755.68
Yearly $27,202.15 $4,582.00 $1,284.00 $33,068.15
Total $816,064.38 $137,460.00 $38,520.00 $992,044.38
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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