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Jenn Smart

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7846 Stark , Clay, MI 48001
$699,900
Est. Payment: $3,647.28/mo
5 Bed
3 Bath
2850 Sqft
Status: active | Days on site: 184
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

PRICE ADJUSTMENT. ENJOY THE BEST OF WATERFRONT LIVING WITH THIS 5-BEDROOM, 3-BATHROOM HOME IDEALLY LOCATED JUST OFF ANCHOR BAY OF LAKE ST CLAIR, A PREMIER YEAR-ROUND, ALL-SPORTS LAKE. WHETHER YOU LOVE BOATING, FISHING, OR JUST PLAIN RELAXING BY THE WATER, THIS LOCATION OFFERS ENDLESS WATER ADVENTURES RIGHT AT YOUR DOORSTEP. IN THE WINTER, THE FUN CONTINUES WITH ICE FISHING, SNOWMOBILING, AND ATV RIDING, MAKING THIS A TRUE FOUR-SEASONS PARADISE. WHAT'S UNIQUE ABOUT THIS HOME IS THAT IT OFFERS 2 DEDICATED LIVING SPACES, PERFECT FOR A MULTI-GENERATIONAL FAMILY OR VACATION RENTAL. DESIGNED FOR ENTERTAINING, THIS PROPERTY OFFERS BOTH UPPER AND LOWER DECKS WITH AMAZING VIEWS OF THE WATER. HIGHLIGHTS INCLUDE 2 FULL KITCHENS AND DINING AREAS, 2 LIVING ROOMS, 2 LAUNDRY ROOMS, A HEATED 3-CAR ATTACHED GARAGE, CARPORT, EXTRA PARKING PERFECT FOR AN RV, A 21 X 29 FT BOAT HOUSE WITH A 10,000 LB HOIST, 95 FT OF STEEL SEAWALL PERFECT FOR GUEST DOCKING.

Highlights

Listed by Pamela Ceder , 810-278-0150 Sine & Monaghan Realtors LLC Algonac , 810-794-5544. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1985

County

St. Clair

Area

Clay Twp (74011)

Neighborhood

Supervisor Roy T Gilberts Plat No 12

School District

Algonac Community School District

Listing ID

50199084

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:2850
Below Ground Sq Ft:0
Other:
  • Additional:Bay Window, Cable/Internet Avail., Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Sump Pump
Water:Public Water

Exterior Features

Lot:Large Lot - 65+ Ft.
Lot Dimensions:95 x 100
Zoning:Residential
Others:
  • Additional:Exterior Balcony, Deck, Lawn Sprinkler, Porch
Sewer:Public Sanitary
Parking Features:Attached Garage,Carport,Electric in Garage,Gar Door Opener,Heated Garage,3 or More Spaces,Covered Parking,Garage,Paved Driveway
Principal Interest
$3,647
Taxes
$319

Home Price

$699,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,647.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,647.28 $319.14 $0.00 $3,966.41
Yearly $43,767.32 $3,829.66 $0.00 $47,596.98
Total $1,313,019.45 $114,889.80 $0.00 $1,427,909.25
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T07:12:09.900Z

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