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Jenn Smart

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7214 Harbor , Clay, MI 48001
$349,900
Est. Payment: $1,823.38/mo
2 Bed
2 Bath
1400 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Experience waterfront living at its finest! This beautifully maintained lakefront condo offers direct access to the North Chanel in a 5 minute boat ride directly from your private coveted boat slip, making it a dream for boating enthusiasts. Thoughtfully updated throughout, featuring wood flooring, granite countertops, a newer furnace, newer A/C unit, newer hot water tank, plus newer and updated windows and doors. Enjoy outdoor entertaining on the stunning new composite deck while taking in the peaceful waterfront setting. Additional highlights include a generator hookup, professionally cleaned air ducts, and a new roof coming soon for added peace of mind. Located on a private HOA-owned road, this exceptional property may also be sold with select furnishings, offering a truly move-in-ready opportunity. Don't miss your chance to enjoy the lakefront lifestyle you've been waiting for!

Highlights

Listed by Charles Tamou , 586-202-0499 Top Agent Realty , 248-277-4226. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

325 Monthly

Year Built

1992

County

St. Clair

Area

Clay Twp (74011)

Neighborhood

River Hamlet Condos

School District

Algonac Community School District

Listing ID

61001489

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1400
Other:
  • Additional:Call for Pet Restrictions
Water:Public Water

Exterior Features

Others:
  • Additional:Patio
Parking Features:Attached Garage
Principal Interest
$1,823
Taxes
$174
HOA
$325

Home Price

$349,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,823.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,823.38 $173.52 $325.00 $2,321.90
Yearly $21,880.53 $2,082.25 $3,900.00 $27,862.78
Total $656,415.92 $62,467.50 $117,000.00 $835,883.42
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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