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Jenn Smart

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8350 Sni Bora , Clay, MI 48001
$249,900
Est. Payment: $1,302.26/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Own one of the last buildable boat-access-only island lots on the Sni Bora, and finance it at 2.9% -- while bank land loan rates sit above 6%. The seller is offering direct financing at 2.9% interest, cutting your rate by more than half compared to a traditional bank loan. This incredible 1.74-acre waterfront parcel offers a chance to create your dream retreat in one of Lake St. Clair's most desirable locations. Surrounded by deep, clean water, this property is ideal for boating enthusiasts, anglers, and anyone looking to enjoy the best of lake living. Spend your days fishing, kayaking, paddle boarding, swimming, or cruising the lake, all from your own private getaway. Conveniently located near Decker's Landing, area marinas, DNR boat launches, and some of Lake St. Clair's most popular swimming destinations, this property provides the perfect balance of privacy and accessibility. Whether you're looking to build a seasonal escape or a one-of-a-kind waterfront residence, opportunities like this are becoming increasingly rare. This isn't just vacant land--it's a chance to create a place where generations of family and friends will gather to make lifelong memories. Build your legacy on the Sni Bora and own a piece of one of Lake St. Clair's most treasured waterfront communities before it's gone.

Highlights

Listed by Andrew Stadler , 810-869-1765 Keller Williams Lakeside , 586-532-0500. MiRealSource, Inc. mls logo

Property Type

Vacant Land

Lot/Acreage
1.78

County

St. Clair

Area

Clay Twp (74011)

School District

Algonac Community School District

Listing ID

61012447

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Other-See Remarks,None

Exterior Features

Lot Dimensions:123 x 633
Zoning:Residential
Principal Interest
$1,302
Taxes
$23

Home Price

$249,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,302.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,302.26 $23.08 $0.00 $1,325.35
Yearly $15,627.16 $277.00 $0.00 $15,904.16
Total $468,814.92 $8,310.00 $0.00 $477,124.92
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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