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Jenn Smart

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7252 Cardinal , Clay, MI 48001
$625,000
Est. Payment: $3,256.96/mo
5 Bed
3 Bath
2432 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

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Jenn Smart
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House Description

WELCOME TO THIS ICONIC WATERFRONT COLONIAL LOCATED ON A 100-FT-WIDE LOT IN THE HIGHLY SOUGHT-AFTER BLUE WATER ISLES SUBDIVISION, ONE OF THE AREA'S PRIME BOATING DESTINATIONS. CONVENIENTLY LOCATED JUST OFF OF ANCHOR BAY AND LAKE ST CLAIR, YOU WILL APPRECIATE THE 100-FT-WIDE DEEP CANAL WITH DIRECT ACCESS TO THE ST CLAIR RIVER. IT IS THE PERFECT GETAWAY TO ENJOY BOATING, FISHING, KAYAKING, AND PADDLE BOARDING. THIS SPACIOUS 5-BEDROOM, 3-FULL-BATH HOME IS DESIGNED FOR COMFORTABLE LIVING AND ENTERTAINING. THE INVITING LIVING ROOM FEATURES A CLASSIC FLOOR-TO-CEILING LIMESTONE GAS FIREPLACE, WHILE THE 3-SEASON ROOM OFFERS THE PERFECT PLACE TO RELAX AND ENJOY THE WATERFRONT VIEWS. THE KITCHEN BOASTS SOLID HICKORY CABINETRY WITH CONVENIENT PULL-OUT DRAWERS, PANTRY STORAGE AND A DEDICATED EATING AREA. THERE IS A FORMAL DINING ROOM DESIGNED FOR LARGE GATHERINGS, OR COULD BE MADE INTO A PERFECT HOME OFFICE SPACE. THERE IS A PRIMARY BEDROOM INCLUDING A FRESHLY RENOVATED BATH, FIRST FLOOR LAUNDRY/MUDROOM, AND FIRST FLOOR FULL BATH. STEP OUTSIDE TO A SPACIOUS CUSTOM-BUILT BRICK PAVER PATIO OVERLOOKING THE WATER, PERFECT FOR ENTERTAINING FAMILY AND FRIENDS. BEAUTIFULLY LANDSCAPED, STEEL SEAWALL, 10,000-POUND BOAT HOIST, SPRINKLER SYSTEM, ATTACHED 2.5-CAR GARAGE PLUS AN ADDITIONAL PARKING AREA, 8 X 12 SHED. NEW ROOF (2026), NEW BOILER HEATING SYSTEM(2026), NEW HOT WATER HEATER (2025), APPLIANCES INCLUDED, IMMEDIATE OCCUPANCY.
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Highlights

Listed by Pamela Ceder , 810-278-0150 Sine & Monaghan Realtors LLC Algonac , 810-794-5544. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.27

Year Built

1969

County

St. Clair

Area

Clay Twp (74011)

 Neighborhood

Blue Water Isles 2

 School District

Algonac Community School District

Listing ID

50215387

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:2432
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Lot:Large Lot - 65+ Ft.
Lot Dimensions:100 X 120
Others:
  • ▪ Additional:Lawn Sprinkler, Patio
Sewer:Public Sanitary
Parking Features:Attached Garage,3 or More Spaces,Garage,Paved Driveway
Principal Interest
$3,257
Taxes
$436

Home Price

$625,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,256.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,256.96 $435.52 $0.00 $3,692.48
Yearly $39,083.54 $5,226.25 $0.00 $44,309.79
Total $1,172,506.30 $156,787.50 $0.00 $1,329,293.80
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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