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Jenn Smart

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5699 S Smith , Cheboygan, MI 49721
$289,900
Est. Payment: $1,510.71/mo
2 Bed
1 Bath
912 Sqft
Status: active | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space. Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere. Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.

Highlights

Listed by Shelly Kovach , 248-563-6303 Brookstone, Realtors LLC , 248-963-0501. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.14

Year Built

1970

County

Cheboygan

Area

Cheboygan (16022)

School District

Cheboygan Area Schools

Listing ID

61014734

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:Gas Fireplace,LivRoom Fireplace
Above Ground Sq Ft:912
Basement:Walk Out,Unfinished
Water:Private Well

Exterior Features

Lot Dimensions:167x185x115x160
Sewer:Septic
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Heated Garage,Side Loading Garage,Direct Access
Principal Interest
$1,511
Taxes
$83

Home Price

$289,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$57,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,510.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,510.71 $82.54 $0.00 $1,593.25
Yearly $18,128.51 $990.52 $0.00 $19,119.03
Total $543,855.32 $29,715.60 $0.00 $573,570.92
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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