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Jenn Smart

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13987 Division , Charlevoix, MI 49720
$3,700,000
Est. Payment: $19,281.21/mo
4 Bed
6 Bath
5412 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Discover a once in a generation property on the shores of Lake Michigan in Charlevoix, Michigan. Set on 2.5 acres with a rare 262 feet ofpristine frontage, this Charlevoix estate blends natural beauty with architectural artistry. Enjoy magnificent sunsets and lake views fromyour sandy beachfront deck, while patios and landscaped grounds offer multiple options to relax, entertain, or expand. A 7000 sq fthome, originally designed and crafted by a relative of Earl Young, showcases the distinctive architectural influences, stonework, andnuances reminiscent of Young's iconic style. The home features four bedroom ensuites, four baths, two half baths, four fireplaces, afamily room, library, private office and den. The spacious master bedroom features a private deck, his and her private baths, andattached sitting room. A finished lower level walkout and the 2-car attached garage provide plenty of options for storage. This home is being sold as is and will require updates, yet the value lies in the extraordinary parcel with unmatched frontage blending privacy and location. Whether you envision a luxury renovation, a custom build, or a strategic investment, this property delivers extraordinary potential in one of Northern Michigan’s most sought-after locations all within walking distance to everything Charlevoix has to offer.

Highlights

Listed by Lynn Robinson , 231-838-2024 and Mark Knapp , 231-838-2024 Coldwell Banker Schmidt-Charlx , 231-547-4444. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
2.5

Year Built

1960

County

Charlevoix

Area

Charlevoix Twp (15004)

Neighborhood

n/a

School District

Charlevoix Public Schools

Listing ID

80070957

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:6
  • Full Bathrooms:4
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:5412
Below Ground Sq Ft:1100
Basement:Partially Finished,Walk Out,Partial
Other:
  • Additional:Bay Window, Cathedral/Vaulted Ceiling, Spa/Jetted Tub, Security System, Spa/Sauna
Water:Public Water

Exterior Features

Lot Dimensions:334' x 262' x 328'x398'
Zoning:Residential
Sewer:Community
Parking Features:Attached Garage,Garage
Principal Interest
$19,281
Taxes
$2,359

Home Price

$3,700,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$740,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19,281.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $19,281.21 $2,358.75 $0.00 $21,639.96
Yearly $231,374.58 $28,305.00 $0.00 $259,679.58
Total $6,941,237.27 $849,150.00 $0.00 $7,790,387.27
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Charlevoix, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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