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Jenn Smart

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10844 Torchlight , Central Lake, MI 49622
$550,900
Est. Payment: $2,870.82/mo
2 Bed
1 Bath
864 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Experience the timeless charm of authentic Northern Michigan living in this beautifully updated Beaver-built log cabin. Originally constructed in 1995 and thoughtfully renovated in 2022, this inviting retreat offers two bedrooms and one bathroom, blending rustic character with modern comfort. Enjoy views of Torch Lake and the convenience of shared deeded Torch Lake access just a short walk from your front door. The expansive covered porch, complete with a classic porch swing, creates the perfect setting for morning coffee, afternoon relaxation, or evenings spent enjoying the peaceful surroundings. Ideally situated between Traverse City and Charlevoix, this property places you in the heart of Northern Michigan's most sought-after recreational corridor. Golf courses, ski resorts, hiking trails, dining, shopping, and year-round outdoor adventures are all within easy reach. Whether you're seeking a weekend getaway, monthly vacation rental opportunity, or a cozy three season residence, this authentic log cabin offers the perfect combination of location, lifestyle, and Up North charm.
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Highlights

Listed by Kimberly Leahy , 231-463-6354 and Darci Springborn , 231-590-8321 REO - Elk Rapids-101308 , 231-264-6604. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.28

Year Built

1995

County

Antrim

Area

Central Lake Twp (05002)

 Neighborhood

Torchlight Condo

 School District

Central Lake Public Schools

Listing ID

80070304

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Freezer, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:864
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Cathedral/Vaulted Ceiling, Window Treatment(s)
Water:Community Well

Exterior Features

Lot Dimensions:70x166
Zoning:Residential
Others:
  • ▪ Additional:Porch
Sewer:Septic
Principal Interest
$2,871
Taxes
$351

Home Price

$550,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$110,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,870.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,870.82 $351.20 $0.00 $3,222.02
Yearly $34,449.80 $4,214.39 $0.00 $38,664.18
Total $1,033,493.95 $126,431.55 $0.00 $1,159,925.50
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Central Lake, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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