Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| SEO pages, v2 chat

Agent profile image in message

10836 Torchlight , Central Lake, MI 49622
$449,500
Est. Payment: $2,342.41/mo
2 Bed
2 Bath
920 Sqft
Status: active | Days on site: 3
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

Ever dreamed of owning your own slice of Torch Lake paradise but thought it was out of reach? Welcome to your attainable Torch Lake opportunity. Introducing The Twins—two charming, identical cabins offering the perfect blend of togetherness and personal space. Each cabin features one bedroom, one bathroom, and an inviting open-concept kitchen, living, and dining area. Stay close to family and friends while still having your own retreat—because the best vacations are spent together... just not all the time. Relax on the brick paver patio with peek-a-boo views of the legendary turquoise waters of Torch Lake, then take the easy two-minute stroll to your shared deeded Torch Lake frontage complete with a dock. Whether you're boating, swimming, paddling, or simply soaking up Northern Michigan's most iconic lake, this is your chance to enjoy the Torch Lake lifestyle at a price that's becoming increasingly hard to find. Whether you're looking for a weekend getaway, a place to gather with friends and family, or an investment in one of Northern Michigan's most coveted destinations, The Twins prove that owning a piece of Torch Lake doesn't have to remain just a dream.

Highlights

Listed by Kimberly Leahy , 231-463-6354 and Darci Springborn , 231-590-8321 REO - Elk Rapids-101308 , 231-264-6604. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

1946

County

Antrim

Area

Central Lake Twp (05002)

Neighborhood

Torchlight Condo

School District

Central Lake Public Schools

Listing ID

80070326

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Freezer, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:920
Below Ground Sq Ft:0
Other:
  • Additional:Window Treatment(s)
Water:Community Well

Exterior Features

Lot Dimensions:70x166
Zoning:Residential
Others:
  • Additional:Patio
Sewer:Septic
Principal Interest
$2,342
Taxes
$287

Home Price

$449,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$89,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,342.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,342.41 $286.56 $0.00 $2,628.96
Yearly $28,108.88 $3,438.67 $0.00 $31,547.56
Total $843,266.53 $103,160.25 $0.00 $946,426.78
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Central Lake, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T01:10:54.300Z

© 2026 MiRealSource, Inc.

MLS Logo - MiRealSource, Inc.