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Jenn Smart

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4871 Us Highway 31 , Central Lake, MI 49622
$1,674,900
Est. Payment: $8,728.14/mo
0 Bed
0 Bath
5654 Sqft
Status: active | Days on site: 355
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Income-earning and living opportunities like this only come along once in a lifetime. Located in one of the most picturesque locations in Michigan, minutes to Torch Lake & Lake Michigan, and a short drive to Elk Rapids or Charlevoix. Situated very close to a beautiful State Park (Barnes) along the shores of Lake Michigan & in proximity to an abundance of restaurants, wineries, vineyards, and orchards. Updated in 2016 with the addition of 6 new standalone cottages and a complete update of the 8 other motel rooms. The highly sought-after and highly reviewed Torch Bay Inn not only features updated and very welcoming rooms, but is also maintained and operated by its owners to make every guest feel like family and provide a relaxing and enjoyable stay. The pride of ownership is abundant from the time you walk in to the time you spend enjoying the patio, gardens, and the gas fire pit seating area. The property features a large 2-bedroom living area that could accommodate a full-time live-in
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Highlights

Listed by Thomas Rumble , (616) 250-6751 EXP Realty LLC , (269) 600-4397. MiRealSource, Inc. mls logo

Property Type

Business Opportunity
Lot/Acreage
2.76

Year Built

1952

County

Antrim

Area

Torch Lake Twp (05014)

Listing ID

70492942

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Above Ground Sq Ft:5654

Exterior Features

Lot Dimensions:Irregular
Roof:Composite
Parking Features:21+ Spaces
Principal Interest
$8,728
Taxes
$750

Home Price

$1,674,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$334,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,728.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,728.14 $750.00 $0.00 $9,478.14
Yearly $104,737.64 $9,000.00 $0.00 $113,737.64
Total $3,142,129.27 $270,000.00 $0.00 $3,412,129.27
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Central Lake, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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