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Jenn Smart

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4719 NE Torch Lake , Central Lake, MI 49622
$3,600,000
Est. Payment: $18,760.10/mo
3 Bed
4 Bath
3804 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

TRULY ONE OF TORCH LAKE’S MOST UNIQUE HOMES! Western Lodge meets northern Michigan offering you premier lake living at its finest. As you begin your tour of this unique home you will discover exceptional construction by one of the area’s premier builders and one-of-a-kind custom details throughout. Touring this exceptional home is the best way to appreciate the pinnacle of design, with over 3,800 sq. ft. of living space; 3 bedrooms, 3 ½ baths; soaring ceilings and stunning woodwork it truly is a masterpiece. A local craftsman lovingly built the massive boulder fireplace in the living room where you will enjoy quiet evenings in front of roaring fire. The professionally designed kitchen features unique birch bark cabinetry, stone farmhouse sink, island with bar seating and stainless appliances. Enjoy views of your piece of paradise from the expansive windows in the dining area. The primary suite features unique lodge inspired details and a private bath with stone shower. Start your day with morning coffee and your favorite newspaper on the covered porch. Your guests will appreciate having their own space in the one bedroom, 1 ½ bath guest house with full kitchen. There is also a kid’s playhouse/bunkhouse with unlimited possibilities. Beautiful professional landscaping creates abundant outdoor entertaining space, with multiple seating areas thoughtfully integrated among native plantings. Stone walkways and patios, a large outdoor fireplace, and an outdoor kitchen make it easy to gather, grill, and relax. Above one of the boathouses, an elevated dining area offers a peaceful setting for alfresco meals and stunning lake views. Settle in on your private 227 feet of frontage, watch the kids frolic in the clear blue water, and enjoy a place where family memories will be made year after year. Two boathouses provide ideal storage for all your water toys. The waterside firepit will be perfect for roasting marshmallows while watching the sunset over the lake.

Highlights

Listed by Donald Fedrigon , 231-218-8400 REMAX Of Elk Rapids , 231-264-5400. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.58

Year Built

2008

County

Antrim

Area

Torch Lake Twp (05014)

Neighborhood

Evans Resort

School District

Central Lake Public Schools

Listing ID

80073063

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:3804
Below Ground Sq Ft:0
Other:
  • Additional:Cathedral/Vaulted Ceiling, Walk-In Closet
Water:Private Well

Exterior Features

Lot Dimensions:See Survey
Zoning:Residential
Others:
  • Additional:Patio
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$18,760
Taxes
$2,295

Home Price

$3,600,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$720,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$18,760.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $18,760.10 $2,295.00 $0.00 $21,055.10
Yearly $225,121.21 $27,540.00 $0.00 $252,661.21
Total $6,753,636.26 $826,200.00 $0.00 $7,579,836.26
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Central Lake, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T01:10:54.300Z

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