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Jenn Smart

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10513 Loughrea , Cement City, MI 49233
$283,500
Est. Payment: $1,477.36/mo
4 Bed
3 Bath
1066 Sqft
Status: active | Days on site: 193
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

PRICE CHANGE is due to an employment opportunity for the sellers. Don't miss your opportunity to own this stunning 4-bedroom, 2.5-bath home with lake access to private, all-sports Lake Sommerset. What an incredible lifestyle featuring a large boat launch, three beach parks, exceptional fishing, and a unique, usable association-owned island. The home features a bright and airy open-concept main floor, which includes the primary suite, two additional bedrooms, and main floor laundry. The finished walk-out basement adds significant living space, featuring a spacious family room with a fireplace perfect for entertaining, and a private fourth bedroom and bathroom. Schedule your showing today!

Highlights

Listed by Diana Carson , (517) 416-3472 Key Realty One, LLC , (734) 273-9083. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

150 Yearly

Year Built

2004

County

Hillsdale

Area

Somerset Twp (30015)

School District

Addison Community Schools

Listing ID

70515357

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Range/Oven, Refrigerator
Above Ground Sq Ft:1066
Below Ground Sq Ft:1066

Exterior Features

Lot Dimensions:65x235
Zoning:Residential
Others:
  • Additional:Storms/Screens
Parking Features:Attached Garage
Principal Interest
$1,477
Taxes
$280
HOA
$150

Home Price

$283,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$56,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,477.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,477.36 $279.58 $150.00 $1,906.94
Yearly $17,728.30 $3,355.00 $1,800.00 $22,883.30
Total $531,848.86 $100,650.00 $54,000.00 $686,498.86
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Cement City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T04:57:55.100Z

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