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Jenn Smart

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1164 E Traverse Lake , Cedar, MI 49621
$2,495,000
Est. Payment: $13,001.79/mo
4 Bed
5 Bath
2531 Sqft
Status: active | Days on site: 13
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House Description

LITTLE TRAVERSE LAKE – This meticulously maintained craftsman style home blends timeless design with modern comforts, creating a true lakefront sanctuary. It has nearly 3700 square feet of interior living space, 4 bedrooms and 4 ½ baths, ample gathering areas, and overflow sleeping space with commanding views of the lake throughout. The current owners have undertaken a long list of improvements and upgrades including granite countertops, refinished solid wood flooring, beautifully overhauled decks and extensive landscaping. The home offers single-story living, with a private primary suite opposite the generous common areas and a three-season screened porch that feels inviting rain or shine. Upstairs, you’ll find another ensuite bedroom plus two more and a second full bathroom. The open lower level offers flexible space for an office, workout area, and game room, along with another full bath and a walk-out to a new composite deck that spans the width of the home and provides access to the waterfront. Outside, a professionally landscaped front yard/garden area leads from the paved driveway to a covered entry. On the lakeside, the owners have encouraged the restoration of native species, which is not only ecologically beneficial to the lake, but is a low-maintenance solution that serves double-duty as a refuge for the abundant wildlife passing through from the Sleeping Bear National Lakeshore just across Traverse Lake Road. The shoreline of this section of Little Traverse Lake has a firm sand bottom and the lake itself is fantastic for all activities from fishing to watersports, yet is free of crowds. And with the Swanson Preserve and the recently protected Sugar Loaf Mountain creating the backdrop across the lake, your views will never change.

Highlights

Listed by Peter Fisher , Coldwell Banker Schmidt-Glen A , MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.76

Year Built

2004

County

Leelanau

Area

Cleveland Twp (45003)

Neighborhood

n/a

School District

Leland Public School District

Listing ID

80072225

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Central A/C,Exhaust Fan
Fireplaces:
Above Ground Sq Ft:2531
Below Ground Sq Ft:1159
Basement:Block,Finished,Full,Walk Out,Interior Access
Water:Private Well

Exterior Features

Lot Dimensions:111 x 310 x 100 x 353
Zoning:Residential
Others:
  • Additional:Deck, Lawn Sprinkler, Porch
Sewer:Septic
Parking Features:Attached Garage,Garage
Principal Interest
$13,002
Taxes
$1,591

Home Price

$2,495,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$499,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,001.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,001.79 $1,590.56 $0.00 $14,592.35
Yearly $156,021.50 $19,086.75 $0.00 $175,108.25
Total $4,680,645.13 $572,602.50 $0.00 $5,253,247.63
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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