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Jenn Smart

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712 W Division , Cadillac, MI 49601
$185,000
Est. Payment: $964.06/mo
2 Bed
1 Bath
1216 Sqft
Status: active | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Looking for an affordable home with room to grow and the opportunity to make it your own? This 2-bedroom, 1-bath ranch, built in 1994, sits on a generous 0.38-acre corner lot in a convenient Cadillac-area location close to schools, shopping, dining, and the lakes and outdoor recreation Northern Michigan is known for. The comfortable one-level layout makes everyday living easy, while the attached 1-car garage provides convenient parking and storage. But the real opportunity is downstairs. The full unfinished basement with an egress window gives you valuable space to work with and the potential to significantly expand the home's usable living area. Imagine creating a family room, home office, workout space, hobby area, or even an additional bedroom—the choice is yours. Whether you're a first-time buyer looking for an affordable place to build equity, someone ready to downsize, or an investor searching for your next opportunity, this property offers flexibility and plenty of potential. Outside, the spacious corner lot gives you room to enjoy the property and make it your own. And when you're ready to get out and explore, you're close to the lakes, trails, boating, fishing, hiking, and year-round recreation that make the Cadillac area such a great place to call home. Worth a look, bring your ideas, and see the possibilities for yourself.

Highlights

Listed by Amber Ahlin , 616-788-3142 The Difference Real Estate , 231-564-2600. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.38

Year Built

1994

County

Wexford

Area

Cadillac (83019)

Neighborhood

unknown

School District

Cadillac Area Public Schools

Listing ID

80070728

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Range/Oven, Refrigerator
Above Ground Sq Ft:1216
Below Ground Sq Ft:0
Basement:Block,Egress/Daylight Windows,Full,Interior Access,Unfinished
Water:Public Water

Exterior Features

Lot Dimensions:131x126
Zoning:Residential
Others:
  • Additional:Porch, Sidewalks
Sewer:Community
Parking Features:Attached Garage,Garage
Principal Interest
$964
Taxes
$310

Home Price

$185,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$37,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$964.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $964.06 $310.25 $0.00 $1,274.31
Yearly $11,568.73 $3,723.00 $0.00 $15,291.73
Total $347,061.86 $111,690.00 $0.00 $458,751.86
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Cadillac, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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