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Jenn Smart

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121 South , Bellaire, MI 49615
$649,900
Est. Payment: $3,386.72/mo
2 Bed
2 Bath
1142 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Take a beautiful boat ride to Torch Lake with this rare opportunity to enjoy waterfront living just moments from downtown Bellaire. Nestled along the Intermediate River with 119 feet of private frontage, this well-maintained home offers direct access to Northern Michigan’s renowned Lower Chain of Lakes. A quick 15 minute boat ride to Lake Bellaire and only 45 minutes to the famous Torch Lake while placing you just a short stroll from Bellaire’s restaurants, shops, breweries, parks, and year-round community events. Opportunities to own a property that combines walkability, waterfront, and Chain of Lakes access in this location are few and far between. Inside, warm wood finishes, vaulted ceilings, expansive windows, and a striking stone fireplace create an inviting Up North atmosphere. The spacious deck overlooks the peaceful riverfront setting, while the backyard offers room to gather, relax, and enjoy life on the water. Whether you’re searching for a year-round residence, a Northern Michigan retreat, or an investment opportunity, this property offers an exceptional lifestyle in one of Bellaire’s most desirable locations. Complete with a detached two-car garage, municipal utilities, and immediate access to the natural beauty and recreation that make the Lower Chain of Lakes so sought after, this is a property you’ll enjoy in every season! Photos by Jason Knightwing Media.

Highlights

Listed by Jessica Grefe , 989-413-9695 First Priority Realty , 231-943-2755. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.57

Year Built

1942

County

Antrim

Area

Forest Home Twp (05007)

Neighborhood

n/a

School District

Bellaire Public Schools

Listing ID

80071740

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1142
Below Ground Sq Ft:296
Other:
  • Additional:Cathedral/Vaulted Ceiling
Water:Public Water

Exterior Features

Lot Dimensions:75x170x119x209
Zoning:Residential
Others:
  • Additional:Deck
Sewer:Community
Parking Features:Detached Garage,Garage
Principal Interest
$3,387
Taxes
$414

Home Price

$649,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,386.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,386.72 $414.31 $0.00 $3,801.03
Yearly $40,640.63 $4,971.74 $0.00 $45,612.37
Total $1,219,218.95 $149,152.05 $0.00 $1,368,371.00
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bellaire, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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