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Jenn Smart

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4522 Clam Lake , Bellaire, MI 49615
$297,000
Est. Payment: $1,547.71/mo
3 Bed
2 Bath
1100 Sqft
Status: active with contingency | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lakes Galore! Welcome to your cozy Up North retreat! A prime location surrounded by the beauty of Northern Michigan, this delightful three-bedroom home offers the perfect blend of comfort, recreation, and small-town charm.Located near beautiful Lake Bellaire and just a few miles from the crystal-clear waters of Torch Lake and Clam Lake at the heart of everything that makes this area so special. Spend your summers boating, fishing, swimming, golfing, hiking, or exploring the many local shops, restaurants, and community events. When winter arrives, the fun continues with several popular ski resorts just minutes away, making this an ideal year-round getaway or full-time residence.Situated on a spacious corner lot, this quaint cottage features generous front and back yards, offering plenty of room to relax, entertain, or enjoy the outdoors. Inside, the aesthestically designed cottage includes three comfortable bedrooms, a welcoming living room highlighted by a large picture & cozy wood stove that creates the perfect setting for relaxing winter evening at home. Step through the sliding glass door off the dining area to discover a covered outdoor entertaining space—perfect for hosting friends, enjoying family gatherings, or simply unwinding on peaceful summer evenings. On the roadside, a spacious deck provides the ideal spot for morning coffee, reading a good book, or taking in the fresh northern air. Storage is available in the detached garage, providing plenty of space for your outdoor gear, tools, or recreational toys. Whether you're looking for a year-round home, a vacation retreat, or an investment , this charming property offers the perfect combination of comfort, convenience, and an unbeatable location. Don't miss your chance to enjoy everything Northern Michigan has to offer right from your doorstep. All information to best of knowledge, but should be verified

Highlights

Listed by Lynette Priest , 231-944-5972 REO-TCRandolph-233022 , 231-946-4040. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.6

Year Built

1972

County

Antrim

Area

Forest Home Twp (05007)

School District

Bellaire Public Schools

Listing ID

80072091

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Range/Oven
Above Ground Sq Ft:1100
Below Ground Sq Ft:0
Water:Private Well

Exterior Features

Lot Dimensions:105x178x165x134
Zoning:Residential
Others:
  • Additional:Patio, Porch
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$1,548
Taxes
$189

Home Price

$297,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$59,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,547.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,547.71 $189.34 $0.00 $1,737.05
Yearly $18,572.50 $2,272.05 $0.00 $20,844.55
Total $557,174.99 $68,161.50 $0.00 $625,336.49
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bellaire, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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