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Jenn Smart

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27646 White Cedar , Beaver Island, MI 49782
$495,000
Est. Payment: $2,579.51/mo
6 Bed
3 Bath
2772 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Perfectly situated on the corner of White Cedar Trail and Hemlock Trail, this spacious six-bedroom, 2.5-bath home offers comfort, functionality, and the peaceful beauty of Northern Michigan living. Set on four lots (702, 703, 704, and 705), the property spans an impressive 298’ x 180’ and the house provides 2,626 square feet of thoughtfully designed living space as well as a large one car garage. At the heart of the home is the large, modern kitchen - one of the owners favorite features. With abundant cupboard space, two sinks, and plenty of room to move around - it’s ideal for cooking, gathering, and everyday living. The adjacent dining area creates the perfect space for family meals and entertaining. Each of the six bedrooms is generously sized and includes its own sink, adding a level of convenience that makes daily routines much easier. The all-glass, four-season porch stretches across the entire southwest side of the home, filling the space with natural light and beautiful views year-round. Just beyond, the large back deck is the perfect place to relax and enjoy summer evenings. From the deck you can often hear loons flying overhead as they travel between Lake Michigan and Font Lake - along with songbirds, woodpeckers, turkeys, grouse, and even the occasional owl or eagle. The pellet stove on the front porch offers a cozy and efficient way to help heat the home on cooler evenings. The backyard has supported thriving gardens for years. Some of the home's additional features are built-in storage shelving, a backyard floodlight, and a water softener with bypass for raw well water for the grass and/or garden. Located just north of the Font Lake boat launch, only ¾ mile from the Association beaches on Donegal Bay and 1.5 miles from mid-town St. James, this home offers the perfect balance of privacy, recreation, and convenience.

Highlights

Listed by Sheri Richards , 231-675-6717 Five Star Real Estate , 231-778-1200. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.2

HOA Fee

158 Yearly

Year Built

2000

County

Charlevoix

Area

St James Twp (15014)

Neighborhood

Port St. James

School District

Beaver Island Community School

Listing ID

80067698

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s),Exhaust Fan
Fireplaces:Wood Stove
Above Ground Sq Ft:2772
Below Ground Sq Ft:0
Basement:Block
Other:
  • Additional:Bay Window, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:180' X 298'
Zoning:Residential
Others:
  • Additional:Patio, Porch
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$2,580
Taxes
$316
HOA
$158

Home Price

$495,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$99,000
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Monthly Price:
$2,579.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,579.51 $315.56 $158.00 $3,053.08
Yearly $30,954.17 $3,786.75 $1,896.00 $36,636.92
Total $928,624.99 $113,602.50 $56,880.00 $1,099,107.49
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Beaver Island, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T07:12:09.900Z

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