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Jenn Smart

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28095 Driftwood , Beaver Island, MI 49782
$650,000
Est. Payment: $3,387.24/mo
3 Bed
2 Bath
1447 Sqft
Status: active with contingency | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

A rare opportunity to own 5.2 private acres with 80 feet of Lake Michigan frontage on desirable Donegal Bay in the St. James area of Beaver Island. Surrounded by mature pines, birch, and adjoining conservancy land, this furnished 3 bedroom, 2 bath home offers exceptional privacy with no visible neighbors, spectacular sunset views, and your own walking trail leading through the dunes to your own private beach. Designed for effortless island living, the home offers more than 1,400 square feet with a comfortable floor plan that includes a main-floor bedroom, two additional bedrooms upstairs, and a cozy loft that's perfect for reading or relaxing. The primary suite opens onto a private balcony overlooking Lake Michigan (and views of High Island in the distance). The beautifully renovated kitchen is the heart of the home, featuring Brazilian riverbed granite, abundant cabinetry, and all appliances included. Updates include the kitchen, roof, and bathrooms. Both bathrooms feature bidets, and the main floor bath includes a luxurious six-foot soaking tub. Rich wood flooring flows throughout the living areas, complemented by tile flooring in the bathrooms. Dual sliding glass doors lead to a sprawling main-level deck with a covered seating area designed for entertaining or simply enjoying the peaceful surroundings. Beautiful landscaping, including a butterfly garden, enhances the natural setting. Thanks to Beaver Island's refreshing lake breezes, air conditioning is rarely needed, while zoned electric baseboard heat provides efficient comfort throughout the seasons. Whether you're looking for a year-round residence, a turnkey second home, or a private island retreat, this property is ready to enjoy from day one. Starlink high-speed internet keeps you connected when needed, and the quiet beauty of Beaver Island invites you to disconnect whenever you choose. (This listing includes a total of eight tax IDs.)

Highlights

Listed by Beth Olosky , 231-633-8942 EXP Realty , MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
5.2

HOA Fee

316 Yearly

Year Built

1985

County

Charlevoix

Area

St James Twp (15014)

Neighborhood

Port St James 9 St James Twp

School District

Beaver Island Community School

Listing ID

80072098

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1447
Below Ground Sq Ft:0
Basement:Block,Walk Out,Unfinished
Water:Private Well

Exterior Features

Lot Dimensions:235x180420x360x274x325
Zoning:Residential
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Attached Garage,Garage
Principal Interest
$3,387
Taxes
$414
HOA
$316

Home Price

$650,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,387.24

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,387.24 $414.38 $316.00 $4,117.62
Yearly $40,646.88 $4,972.50 $3,792.00 $49,411.38
Total $1,219,406.55 $149,175.00 $113,760.00 $1,482,341.55
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Beaver Island, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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