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Jenn Smart

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911 McKinley , Bay City, MI 48708
$249,900
Est. Payment: $1,302.26/mo
4 Bed
2 Bath
2426 Sqft
Status: active | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Step into the timeless charm of this quintessential Queen Anne Victorian home in the heart of Bay City, just minutes from downtown and everything the city has to offer. Combining historic character with modern updates, this beautiful home features vinyl siding and a newer roof for easy maintenance and added peace of mind. From the moment you enter the spacious foyer, you'll be captivated by the grand staircase, restored hardwood floors, soaring ceilings, and the craftsmanship that makes this home truly special. The second floor offers four generously sized bedrooms plus an office, providing plenty of space for family, guests, or working from home. Dual closets in the primary bedroom! Do not miss the attic! This area could be finished or use it for the extra storage you may need. The expansive living room is filled with character, showcasing beautiful glass window details and a cozy, working wood-burning fireplace. Natural light pours into the formal dining room, creating the perfect setting for gatherings before flowing seamlessly into the open kitchen, complete with tiled flooring and convenient sit-at counter seating. Functionality meets style with an updated half bath on the main level and a renovated full bath upstairs. The large rear entry provides easy access to a highly usable basement featuring distinctive Saginaw brick flooring. Outside, you'll find a fully fenced backyard designed for relaxation and entertaining, complete with a patio and a one-plus car garage. Own a piece of Bay City's history while enjoying the comfort and convenience of modern living.

Highlights

Listed by Karma McGaw , 312-493-8031 Good Karma Homes , 312-493-8031. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.11

Year Built

1873

County

Bay

Area

Bay City (09016)

Neighborhood

Walkers Sub

School District

Bay City School District

Listing ID

50217744

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Other-See Remarks, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:LivRoom Fireplace,Wood Burning
Above Ground Sq Ft:2426
Below Ground Sq Ft:0
Basement:Block,Full
Other:
  • Additional:9 ft + Ceilings, Ceramic Floors, Hardwood Floors, Walk-In Closet, Window Treatment(s)
Water:Public Water

Exterior Features

Lot Dimensions:50x100
Others:
  • Additional:Fenced Yard, Patio, Porch, Sidewalks, Storms/Screens, Street Lights
Sewer:Public Sanitary
Parking Features:Detached Garage,Electric in Garage,Garage
Principal Interest
$1,302
Taxes
$145

Home Price

$249,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,302.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,302.26 $145.11 $0.00 $1,447.38
Yearly $15,627.16 $1,741.35 $0.00 $17,368.51
Total $468,814.92 $52,240.50 $0.00 $521,055.42
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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